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PayPal: PayPal Credit reviews

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4.91
Based on 57,122 reviews, last reviewed 8th Apr 2026
584000% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal - handle your money with security. PayPal is the best and most efficient secure method for all payments and transactions. Also when PayPal has started to buy anything on Credit or on 3 ... Read more Reviewed on: 8th April 2026
SYED MEHDI's avatar
SYED MEHDI

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026
nick s's avatar
nick s
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57122)

0% Time and Time again

5
Best credit card ever, where you get 0% for 4 month on every purchase over £99, best way to spread the cost without costing you anything Reviewed on: 2nd June 2023
Eclipse's avatar
Eclipse

Brilliant services

5
Excellent rates and service from friendly helpful staff Reviewed on: 2nd June 2023
Charles Burt 's avatar
Charles Burt

Paypal credit with 0% interest for 4 months on £99 purchases and above

5
Paypal credit with 0% interest is a game changer. It allows you to pay over time without incurring any additional fees Reviewed on: 2nd June 2023
Muhammed Rahman's avatar
Muhammed Rahman

Paypal Credit is fantastic!

5
Excellent option to pay large payments over a 4-month period at 0% interest! Reviewed on: 2nd June 2023
Sacha's avatar
Sacha

My reliable friend

5
Always at hand when needed. Has never let me down Reviewed on: 2nd June 2023
Jonas Asante-Appiah's avatar
Jonas Asante-Appiah

Very handy when needed

5
Bought and paid off a new TV within 4 months paid 0 intrest will be using PayPal again its such a handy backbone when needed Reviewed on: 2nd June 2023
Muncesa's avatar
Muncesa

Awesome and easy

5
Really give you a peace of mind for your expenses. Reviewed on: 2nd June 2023
Hina Aftab's avatar
Hina Aftab

Easy and simple

5
PayPal credit is super quick to us at the check out and simple too. That co.bined with the good rates makes it my go to choice! Reviewed on: 2nd June 2023
Emily Hopkins's avatar
Emily Hopkins

Great

5
Always used PayPal. Never had any issues and easy to deal with if a problem does arrise Reviewed on: 2nd June 2023
Josh Morley's avatar
Josh Morley

PayPal credit

5
I love PayPal credit because you 4 months no interest to pay back, also you can use it nearly anywhere when you shop online! Reviewed on: 2nd June 2023
Oleg's avatar
Oleg

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