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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Really easy to use always had good service.

5
Really easy to use always had good service.added to my wallet so can use in shops as well Reviewed on: 9th June 2026

Great customer service , lady was extremely helpful.

4
Great customer service , lady was extremely helpful. Reviewed on: 9th June 2026

I used paypal a lot.

5
I used paypal a lot. Very convenient and have always been great. Reviewed on: 9th June 2026

Long time sorting out a cashback

3
Long time sorting out a cashback Reviewed on: 9th June 2026

Paypal credit is very handy and great service to hav...

5
Paypal credit is very handy and great service to have for all your needs Reviewed on: 9th June 2026

Easy to use credit

5
Easy to use , quick and helps me to eork on a budget Reviewed on: 9th June 2026

Really helpful in tight times

5
I have used PayPal credit a few times and it has been a very helpful experience, especially as money is tight at the moment Reviewed on: 9th June 2026

Love 4 months interest free.

4
Love 4 months interest free. Don’t like how when I sometimes return something it takes the money off the earlier items I owe the money back for rather than the item I’m returning Reviewed on: 9th June 2026

Paypal credit is helpful when in need of funds to pa...

5
Paypal credit is helpful when in need of funds to pay for something Reviewed on: 9th June 2026

PayPal is a very flexible, easy, safe & responsible...

5
PayPal is a very flexible, easy, safe & responsible for payments and credit. Reviewed on: 9th June 2026

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