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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147284)

Can't believe how quickly I've saved up.

5
Can't believe how quickly I've saved up. I have already recommended it to all my friends. Reviewed on: 2nd May 2026

No bad experience whatsoever.

5
No bad experience whatsoever. Always quick and understanding customer service. Always a reliable way to pay. Reviewed on: 2nd May 2026

Amazing opportunity

5
It gives people amazing opportunity to manage their finances over a period of time. Reviewed on: 2nd May 2026

All about Paypal

5
The best app , overall services 10/10 , satisfied with how it’s working for me and already recommended to so many of my friends , I have a plan to use it as my only app for payments and shopping purposes, my favourite feature is the pay in three service. Reviewed on: 2nd May 2026

PayPal is a reliable safe way to pay for items...

5
PayPal is a reliable safe way to pay for items Reviewed on: 2nd May 2026

I'm using pay in 3 option quite regularly.

5
I'm using pay in 3 option quite regularly. Happy with that option Reviewed on: 2nd May 2026

The simplicity of using PayPal Credit is amazing.

5
The simplicity of using PayPal Credit is amazing. Reviewed on: 2nd May 2026

PayPal is excellent for all transactions...

4
PayPal is excellent and secure for all transactions so no worry for people stealing your card info Reviewed on: 2nd May 2026

Its been pretty good.

4
Its been pretty good. PayPal have always been helpful and understanding Reviewed on: 2nd May 2026

It's very handy & convenient to use

5
It's very handy & convenient to use the credit options with PayPal Reviewed on: 2nd May 2026

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