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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56761 reviews)

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4.91

Based on 56,761 reviews, last reviewed 7th Apr 2026

550900% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s so so easy It’s so so easy to use and well displayed in the app Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56761)

Paypal

Easy and effective to use. Money is protected. Reviewed on: 8th July 2022

Paypal Credit is awesome

First 4 months is 0 interest and it makes life easier. Thanks PayPal Reviewed on: 8th July 2022

Love PayPal

Never understand why people don't use PayPal. It's easy and quick to send or receive money. The pay over time is excellent and it is so secure. I love it. Reviewed on: 8th July 2022

Affordable

Affordable % and interest free months Reviewed on: 8th July 2022

PayPal credit is The best helped me alor

PayPal credit isn't just PayPal but a whole lot off things in PayPal credit. Helps grow your credit report. Customer service is always happy to help. Not like any other credit card. Dump them and get PayPal credit helps in every way. Best is 0% on £99 or more for 4 months. Time to save to pay and plan ahead. Reviewed on: 8th July 2022

Simple and efficient

I applied for it in order to buy my phone and in 2 days the order was also processed. The ease to apply and the swiftness of the process makes this a great service and product. Reviewed on: 8th July 2022

Excellent Service

PayPal is super convenient and the Credit they offer is really flexible and easy to use. Reviewed on: 8th July 2022

Amazing

The service they over is so easy to set up and use always quick to help Reviewed on: 8th July 2022

Flexible finance

PayPal credit is amazing. The app is clear and easy to use. Reviewed on: 8th July 2022

Excellent service without interest and a lot of flexibility

It is wonderful, Paypal allows a lot of flexibility to consumers and that's amazing. Reviewed on: 8th July 2022

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