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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145601 reviews)

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4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145601)

Experience made easy.

Experience made easy. All laid out easy to read and understand. Reviewed on: 30th April 2026

I have used PayPal for years and feel it’s a safe op...

I have used PayPal for years and feel it’s a safe option when paying online Reviewed on: 30th April 2026

Great service, quick solve problems

Great service, quick solve problems Reviewed on: 30th April 2026

Paypal has been an easy to manage account offering v...

Paypal has been an easy to manage account offering various wsys to pay Reviewed on: 30th April 2026

PayPal app

I love the app and like having time to pay off my purchases Reviewed on: 30th April 2026

My go to payment option.

Easy to use. Pay on 3 is great along with their other finance options. Haven't had the chance to look into he points system yet. I've not had to do many returns or queries but its always been easy to sort any problems and the staff have always been helpful and friendly. I always feel more protected with my purchases using PayPal. Reviewed on: 30th April 2026

So easyitem purchased to use

So easy to use. No hassle. Straight forward ap to use Reviewed on: 30th April 2026

Good for small payments.

It has been simple to get PayPal credit and has been handy every month I pay back either 100 or 250 into my account but it never seems to go down the money never seems to reflect my payments for ages and when it does cgo down it doesn't seem to go down by much due to interest I think PayPal is good for small payments but for large it seems impossible to payback. Reviewed on: 30th April 2026

Amazing , simple to use and quickly.

Amazing , simple to use and quickly. Reviewed on: 30th April 2026

Straightforward

So easy to setup and use PayPal credit Reviewed on: 30th April 2026

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