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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

It's a quick easy option when shopping online.

5
It's a quick easy option when shopping online. PayPal + feels value for money . Reviewed on: 9th June 2026

PayPal is easy to use and i can use when i don't wan...

5
PayPal is easy to use and i can use when i don't want use my cards directly. Reviewed on: 9th June 2026

Easy either use and great zero percent period

5
Easy either use and great zero percent period Reviewed on: 9th June 2026

Best service I’ve used thank you

5
Best service I’ve used thank you Reviewed on: 9th June 2026

Used it to buy some expensive items, easy to apply/s...

5
Used it to buy some expensive items, easy to apply/set up and very good transparency and availability of information on repayments. Would recommend every time. Reviewed on: 9th June 2026

Paypal great to shop with

5
Pay pal is so easy to use and the app is great to access all your transactions statements and easy to contact and they resolve issues in their customers favour 9 times out of ten in my experience and the option to have credit or pay in 3 is a great service and I'm happy with pay pal and how it is run . Reviewed on: 9th June 2026

Never had any bother and when I rang customer care t...

5
Never had any bother and when I rang customer care they was always spot on Reviewed on: 9th June 2026

Very easy to use and competitive

4
Very easy to use and competitive Reviewed on: 9th June 2026

Great app easy to navigate.

5
Great app easy to navigate. When paying with PayPal I know all my details are safe Reviewed on: 9th June 2026

"I cant buy anything if not by paypal" As i feel s...

5
"I cant buy anything if not by paypal" As i feel safe. created PayPal in 2013 and since then I've been using it everywhere for my online shopping. Now happy to the physical card n rewards parts. Reviewed on: 9th June 2026

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