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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Good user experience and fast and prompt response fr...

Good user experience and fast and prompt response from customer related issues Reviewed on: 9th June 2026

Trusted. Easy to use

Easy to use Ideal for online purchases. Trusted ! Reviewed on: 9th June 2026

Very good service and the app is pretty straight for...

Very good service and the app is pretty straight forward. Reviewed on: 9th June 2026

I like having the pay in 3 option.

I like having the pay in 3 option. It breaks up big payments Reviewed on: 9th June 2026

Provides secure transactions, offers interest free p...

Provides secure transactions, offers interest free payment options if required. Easy to use. Reviewed on: 9th June 2026

I have always had a great experience with paypal, fr...

I have always had a great experience with paypal, from customer service to user experience. I have had good value for money and an easy time using it Reviewed on: 9th June 2026

Easy and clear to use.

Easy and clear to use. Customer service are always a great help if needed. Have been using PayPal for many years. Reviewed on: 9th June 2026

Whenever I have used PayPal I have found them to be...

Whenever I have used PayPal I have found them to be exceptional Reviewed on: 9th June 2026

Very easy to borrow and plain explanation on loan ag...

Very easy to borrow and plain explanation on loan agreement Reviewed on: 9th June 2026

Would recommend

Great company , no harassment for late payments . Understanding Reviewed on: 9th June 2026

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