Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,019 reviews, last reviewed 7th Apr 2026
574500% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good for booking flights over a 3 or 4 month period. Good for booking flights over a 3 or 4 month period.A very helpful way of spreading payments Reviewed on: 7th April 2026
Keith P's avatar
Keith P

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (57019)

Brilliant

5
Always handy to get stuff on credit, when you're waiting for your wages, excellent service Reviewed on: 10th July 2022
Gary 's avatar
Gary

Brilliant

5
Amazing app and customer service Reviewed on: 10th July 2022
Sherrieanne Marie Charnock's avatar
Sherrieanne Marie Charnock

Brilliant service

5
I’ve been using PayPal for some time now and I am extremely impressed and happy with all services they provide. They are very trustworthy and ready to resolve every issue without delay Reviewed on: 10th July 2022
oluyemi ademoye's avatar
oluyemi ademoye

Easy to pay for large items over time

5
Allows you time to pay for large amounts over four months with no interest charged. Reviewed on: 10th July 2022
Ruth Dunkley's avatar
Ruth Dunkley

Excelent

5
Very help and easy to manage. Superb application. Reviewed on: 10th July 2022
Hernan Ottone's avatar
Hernan Ottone

Very good

5
I use this service for years. It is very usefull and easy to use. Pay in 3 or 4 months 0 interest is the best. Reviewed on: 10th July 2022
corry.2@hotmail.com's avatar
[email protected]

Always Dependable

5
I have been using PayPal for various transactions over the years, both buying and selling. I feel safe knowing that should any transaction go wrong, I can call the customer care helpline and have my issue resolved in minutes by someone helpful and knowledgeable. I have recommended PayPal to my family and friends, and wherever possible I try to use it as a payment method, so I always have peace of mind and a way to redeem my money if I'm unfortunate enough to be the victim of fraud. An excellent service that I couldn't be without. Thank you. Reviewed on: 10th July 2022
Jennifer Weatherstone's avatar
Jennifer Weatherstone

Great PayPal Credit

5
Always the easiest check out experience and fairest interest rates. Reviewed on: 10th July 2022
Ozark 's avatar
Ozark

So easy for my online purchases

5
There are different ways to purchase, 4 payments interest free and others which can make all the difference when it comes to paying off the purchase. Reviewed on: 10th July 2022
Rowan 's avatar
Rowan

Amazing option!

5
I would like to recommend the PayPal Credit as an incredible option to all shoppers! Thank you Reviewed on: 10th July 2022
Emilia Dejka-Lopes's avatar
Emilia Dejka-Lopes

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill