Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

Excellent

Excellent fast and easy payment option Reviewed on: 9th June 2026

Pay pal is amazing to use as it gives you protection...

Pay pal is amazing to use as it gives you protection when buying online and very easy to use Reviewed on: 9th June 2026

PayPal allows me to be more flexible than the other...

PayPal allows me to be more flexible than the other providers. There are many way to use that payment method. Reviewed on: 9th June 2026

Cancelling credit cards is made rather difficult

Cancelling credit cards is made rather difficult with the inability to pay off then freeze the card so no more purchases can be made on the card you have to attempt to remove all outgoings from that card then hope you didnt miss one or the card cannot be cancelled Reviewed on: 9th June 2026

PayPal's different ways of paying bills really helps...

PayPal's different ways of paying bills really helps me especially the pay in 3 Reviewed on: 9th June 2026

Very positive, everything is so easy to use

Very positive, everything is so easy to use Reviewed on: 9th June 2026

Love it so easy to you and makes budgeting...

Love it so easy to you and makes budgeting possible Reviewed on: 9th June 2026

PayPal is a lifesaver.

PayPal is a lifesaver. Very reliable and rewarding Reviewed on: 9th June 2026

Logging in is bizarre and glitchy

Logging in is bizarre and glitchy Reviewed on: 9th June 2026

PayPal review

I have found PayPal excellent at resolving disputes with retailers to the point where I am unlikely to purchase from websites that don’t have PayPal. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Payments
from PayPal 4.72 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101299 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub