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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145576)

Never had an issue.

5
Never had an issue.Always been good service. Reviewed on: 30th April 2026

I just find the whole process has been very easy to...

5
I just find the whole process has been very easy to use and very easy to understand Reviewed on: 30th April 2026

Great service

5
I have used PayPal for many many years for purchasing house goods, hotels and also online shopping, I do this with the piece of mind that I have secured the items with confidence and a swift process. Reviewed on: 30th April 2026

Customer friendly service

5
Customer friendly service, always willing to help Reviewed on: 30th April 2026

If I've ever had any issues, they've been dealt with...

5
If I've ever had any issues, they've been dealt with promptly and resolved within 24 hours. Reviewed on: 30th April 2026

So far i haven’t had a complaint

5
So far i haven’t had a complaint Reviewed on: 30th April 2026

Never had a bad experience with paypal

5
Never had a bad experience with paypal Reviewed on: 30th April 2026

Very good and secure

4
Very good. They have great financial options that are easy to access and most important is secure. Reviewed on: 30th April 2026

Top of the Credit Chart

5
PayPal have never let me down with purchasing item on line. I got approved without any hassle. you can also build up you credit score by using PayPal Credit. I give them 100% I do recommend them for a very good serivice. Reviewed on: 30th April 2026

Paypal credit has allowed me to own assets I would h...

5
Paypal credit has allowed me to own assets I would have delayed having due to the flexible interest free repayment plan. I will always recommend Paypal credit for that flexibility. Reviewed on: 30th April 2026

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