Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (181143)

Wonderful. Superb

5
Wonderful.excellent.fantastic experience Reviewed on: 9th June 2026
MUHAMMAD I AJMAL's avatar
MUHAMMAD I AJMAL

Paypal credit

5
Paypal gives you reassurance if purchase goes wring Reviewed on: 9th June 2026
Keith Cornish's avatar
Keith Cornish

Poor experience

1
Poor expierience sometimes getting multiple payments for same thing Reviewed on: 9th June 2026
Leanna 's avatar
Leanna

Straightforward and easy to use

5
PayPal is very straightforward to set up and use with very competitive rates. the offers are clear and explained well and I like the added bonus of having PayPal protection on any purchases that I make - overall it is an excellent product. Reviewed on: 9th June 2026
Shaun F's avatar
Shaun F

I've used PayPal pay in four a few times and it make...

5
I've used PayPal pay in four a few times and it makes things a lot easier to get things you want Reviewed on: 9th June 2026
Mike W's avatar
Mike W

It was ok, and would use them again

4
It was ok, and would use them again Reviewed on: 9th June 2026
Mark H's avatar
Mark H

Spreading the cost in an easy way

5
Great way to pay for things with instalments Reviewed on: 9th June 2026
Dawid P's avatar
Dawid P

Easy to obtain credit

5
Easy to obtain credit and pay in 3 options, live chat tends to be helpful Reviewed on: 9th June 2026
Aaron J's avatar
Aaron J

Easy to use and flexible payments.

5
Easy to use and flexible payments. Gives the option of security from your regular bank and easy to track. Reviewed on: 9th June 2026
Shantel Ruzvidzo's avatar
Shantel Ruzvidzo

Excellent service I would definitely recommend it to...

5
Excellent service I would definitely recommend it to anyone Reviewed on: 9th June 2026
Anonymous's avatar
Anonymous

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill