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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145542)

quick, convenient, easy

5
Use PayPal credit for everything , quick, convenient, easy Reviewed on: 30th April 2026

Excellent, very good service and easy to use

5
Excellent, very good service and easy to use Reviewed on: 30th April 2026

Life saver sometimes, when you need a little loan

4
Life saver sometimes, when you need a little loan Reviewed on: 30th April 2026

Fast, secure, and very convenient.

5
Fast, secure, and very convenient. I use it for almost all my online transactions. The setup was easy, and I’ve never had an issue with a payment failing. Definitely the gold standard for digital wallets. Reviewed on: 30th April 2026

Trustworthy and easy to use, very useful

5
Trustworthy and easy to use, very useful Reviewed on: 30th April 2026

Protecting and feel Safe using PayPal

5
Makes feel safe and if problem it doesn’t take to long to sort feel my money protected would definitely recommend Reviewed on: 30th April 2026

Reliable and easy to use.

5
Reliable and easy to use. I like the safety blanket of using paypal to pay on multiple platforms. Reviewed on: 30th April 2026

Helpful and easy to use

5
PayPal Credit has been really helpful for managing my payments. It’s simple to use, convenient, and gives me flexibility when I need it. Overall, a positive experience. Reviewed on: 30th April 2026

The dispute resolution process is the best.

4
The dispute resolution process is the best. PayPal actually help you get your money back when a transaction goes wrong. Highly recommend for safe online shopping. Reviewed on: 30th April 2026

Since I joined with Paypal,I had a great experience...

5
Since I joined with Paypal,I had a great experience with them as they are very helpful in terms of purchasing goods I needed. Reviewed on: 30th April 2026

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