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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145493 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145493)

Overall good, but take lots more to receives refunde...

Overall good, but take lots more to receives refunded or collecting money Reviewed on: 29th April 2026

PayPal has always been my preferred safe way to pay...

PayPal has always been my preferred safe way to pay online and PayPal Credit just made it even better with the ability to quickly speed a big payment Reviewed on: 29th April 2026

Great experience

Very good experience. Never had any issues. Happy with the service. Easy to use and set up. Easy to keep track of and also to make payments so that’s is good……………………………………surely this is enough to write. Reviewed on: 29th April 2026

Very easy to set up and helps spread the cost

Very easy to set up and helps spread the cost Reviewed on: 29th April 2026

Perfect experience would def recommend

Perfect experience would def recommend Reviewed on: 29th April 2026

Easy to use and actually helpful

I’ve been using PayPal Credit for a bit now and honestly it’s been pretty straightforward. Everything is easy to follow, and I like how simple it is to check what I owe and make payments without any confusion. It’s helped me a few times when I needed a bit of flexibility, which took some pressure off. Nothing complicated, it just works the way you expect it to. Overall, a good experience so far. As long as you use it responsibly, it’s a really helpful option to have. Reviewed on: 29th April 2026

Has come in handy so many times with Xmas pressies...

Has come in handy so many times with Xmas pressies etc Reviewed on: 29th April 2026

Its been a great way to help me when I was strugglin...

Its been a great way to help me when I was struggling in my new place, thank you Reviewed on: 29th April 2026

Easy to use.

Easy to use. Easy to resolve problems Reviewed on: 29th April 2026

Great customer service, great payment options.

Great customer service, great payment options. Easy to to use. Reviewed on: 29th April 2026

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