Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

It has been good, however there are times where I ha...

It has been good, however there are times where I have requested a return and refund of items and have been let done by PayPal. Reviewed on: 9th June 2026

Payment features

Never had a problem with them, and being able to pay over time, interest free is great Reviewed on: 9th June 2026

User friendly and reliable- The Ultimate

I find it is very user friendly and reliable. I feel it has got flexible payment plans which makes our lives easier to sustain in these financially difficult times. Reviewed on: 9th June 2026

The best

The best from www. I will never use some other Reviewed on: 9th June 2026

The options for pay later is most convenient for me .

The options for pay later is most convenient for me . I would prefer others to utilise the option. Reviewed on: 9th June 2026

Problems usually sorted without too much fuss.

Problems usually sorted without too much fuss. Reviewed on: 9th June 2026

I use paypal credit a lot its handy as it let's me s...

I use paypal credit a lot its handy as it let's me spread my payment over 4 months intrest free and pay in 3 is also handy Reviewed on: 9th June 2026

Appropriate credit offered when needed, easily acces...

Appropriate credit offered when needed, easily accessible and repayments clearly indicated. Reviewed on: 9th June 2026

Fantastic way of paying with protection

Fantastic way of paying with protection Reviewed on: 9th June 2026

I have used your services a number of times, never r...

I have used your services a number of times, never really had any problems, very easy to work round the site and do what's to be done regarding your credit facilities, well pleased. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101299 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub