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PayPal: PayPal Credit reviews

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4.91
Based on 56,302 reviews, last reviewed 7th Apr 2026
509200% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Convenient and practical Convenient and available on nearlly all purchases Reviewed on: 7th April 2026
Paul R's avatar
Paul R

Latest lowest rating:

1

Never again will I use PayPal credit I am writing to raise a formal complaint regarding the handling of a recent payment on my PayPal Credit account. I made a payment of £1301.36 with th... Read more Reviewed on: 7th April 2026
Hus's avatar
Hus
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56302)

PayPal Credit allows us to manage household budget more effectively

4
PayPal Credit has allowed us to manage finances by offloading fuel costs away from other credit card use. The 4mth. interest free offer is also providing much needed breathing space to manage our credit use more effectively Reviewed on: 8th July 2022
Adam Mather's avatar
Adam Mather

great service

5
fast ,reliable, secure. The best way to buy something with the best APR. Reviewed on: 8th July 2022
bogdan zaulianu's avatar
bogdan zaulianu

Great

5
I used one time paypal credit and I love it Reviewed on: 8th July 2022
Adam Younis's avatar
Adam Younis

It is fantastic

5
It secur, safe and simple to use Reviewed on: 8th July 2022
Mercy Nyarkoa Quist Anane's avatar
Mercy Nyarkoa Quist Anane

Quick, easy to manage credit

5
Makes online shopping all the easier Reviewed on: 8th July 2022
Afs's avatar
Afs

Simple, affordable and safe

5
I like how I can spread payments out and allows me to effectively budget high price items. Reviewed on: 8th July 2022
Matthew Evans's avatar
Matthew Evans

Best finance/loan company.

5
Many places don’t accept Klarna or clear pay. But with PayPal credit I’m and able to afford things I can’t normally afford all at once. And it’s nice to be able to treat myself and pay it back with little interest. Reviewed on: 8th July 2022
Charlie moody's avatar
Charlie moody

excellent

5
excellent customer services and takes care of their customers very well. I love using the credit to make payments especially when the unexpected happens. Reviewed on: 8th July 2022
Pauli Moks's avatar
Pauli Moks

excellent option to spread online payments

5
The flexibility of paypal credit is helpful and managing the payments is detailed well. Reviewed on: 8th July 2022
rachel scobie's avatar
rachel scobie

Easy and hassle free

5
Paypal credit is easy to use and the site simple to navigate. Interest free over £99 Reviewed on: 8th July 2022
James's avatar
James

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