Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Have good experience to deal with paypal

4
Have good experience to deal with paypal Reviewed on: 9th June 2026

Recently I found it takes a while for balances and t...

4
Recently I found it takes a while for balances and transactions to update on PayPal Credit making it difficult to determine available funds Reviewed on: 9th June 2026

It’s been a great experience with PayPal.

5
It’s been a great experience with PayPal. Issues have been resolved promptly by customer service. Reviewed on: 9th June 2026

Excellent experience using PayPal

5
I have had an excellent experience using PayPal. I find it very easy to use, simple to navigate, and the overall layout looks clear and professional. The platform makes online payments quick, convenient, and straightforward, which gives me confidence when buying products or services online. I would be happy to use PayPal in other places as well, such as Amazon and other online retailers, because it is a payment method I already trust and feel comfortable using. Reviewed on: 9th June 2026

Good service.

4
Good service. Not used too much but the services I have used are good Reviewed on: 9th June 2026

So far it’s been amazing, I’m not very good with tec...

5
So far it’s been amazing, I’m not very good with technology but I’m learning a lot from PayPal Reviewed on: 9th June 2026

Extremely good service from paypal

5
Extremely good service from paypal Reviewed on: 9th June 2026

I find PayPal to be reliable & steadfast.

5
I find PayPal to be reliable & steadfast. When ever I make a purchase I mostly use PayPal as they give an added security to my purchases & I feel safe using it. Reviewed on: 9th June 2026

Always helpful specially four months for 0 %

5
Always helpful specially four months for 0 % Reviewed on: 9th June 2026

Super Quick Service

5
In had a query about a payment I didn’t recognised and I was reimbursed in two days Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101299 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products