Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145431)

PayPal is the best as I ca buy stuff and I can sprea...

5
PayPal is the best as I ca buy stuff and I can spread the cost. Reviewed on: 29th April 2026

Easy to use and versatile

5
I have used Paypal for decades, I always find it very easy and versatile to use whether for payments, credit or transferring funds. Reviewed on: 29th April 2026

Never had any problems, payments always go through q...

5
Never had any problems, payments always go through quickly, I have used this app for years… Reviewed on: 29th April 2026

I have used PayPal credit to pay for a number of thi...

5
I have used PayPal credit to pay for a number of things and I have nothing negative to say. It is fast and easy to use. Reviewed on: 29th April 2026

excellent

5
out standing i use first time but its really Good and secure payment source i only use paypal Reviewed on: 29th April 2026

You have a safety net with pay pal, it makes buying...

5
You have a safety net with pay pal, it makes buying easy and convenient and secure Reviewed on: 29th April 2026

Great service very easy to use and keep track of

5
Great service very easy to use and keep track of Reviewed on: 29th April 2026

Easy to use, very informative, using the app streaml...

5
Easy to use, very informative, using the app streamlines the process Reviewed on: 29th April 2026

Pay by 3 is excellent specialy if trying to save money.

5
Pay by 3 is excellent specialy if trying to save money. Paypal has always giving me really good customer services. Reviewed on: 29th April 2026

PayPal there when you need a helping hand

5
Whenever I need something urgently I can always rely on PayPal to get even when money is the and if anything should wrong as it has doe PayPal resolves the issue without any strain on my side Reviewed on: 29th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76396 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products