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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145430)

Always used paypal, never had a problem!

Always used paypal, never had a problem! Reviewed on: 29th April 2026

PayPal revival from the grave back in the competitio...

PayPal revival from the grave back in the competition is the curious case of benjamin button Reviewed on: 29th April 2026

Mainly using the mobile app and the usability is ama...

Mainly using the mobile app and the usability is amazing. Never had an issue with PayPal! Reviewed on: 29th April 2026

Had a bad experience with a crook retailer refusing...

Had a bad experience with a crook retailer refusing to give me a refund for an item they were missing advertising and PayPal got my money back. Very helpful Reviewed on: 29th April 2026

PayPal kings ..

Good evening I have used PayPal for a number of things now including instalment pays with 0% interest. This is an amazing opportunity for somebody like me that can’t afford to pay for big items upfront so for this to make it easy for me with the instrument plan is absolutely amazing. I thank you very much for helping me survive or things I need without using you, I wouldn’t have an opportunity to offer the stuff I need thank you very much PayPal Reviewed on: 29th April 2026

I have had bad experiences with paying for a couple...

I have had bad experiences with paying for a couple of things on line. PayPal gives me the confidence to feel secure whilst paying online. If I go to payments and PayPal is not an option on sites I've not used before, I simply don't use them. Reviewed on: 29th April 2026

Smart and efficient

Have been using PayPal for well over a decade now and PayPal credit for about 5 years it’s a fantastic way to spread payments out nd is a lot better to use than competitors Reviewed on: 29th April 2026

Very good for speedy transactions and handy to lend...

Very good for speedy transactions and handy to lend when need with flexible pay back schemes. Reviewed on: 29th April 2026

Simply easy to use

I use my PayPal account to buy goods on credit . I trust PayPal completely Reviewed on: 29th April 2026

Paypal is an excellent option to use when paying for...

Paypal is an excellent option to use when paying for things on line it give me a resurance that if there was any problem I could get help straight away from customer services staff Reviewed on: 29th April 2026

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