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PayPal: PayPal Credit reviews

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4.91
Based on 56,505 reviews, last reviewed 7th Apr 2026
527300% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy and fast to make online payments, and some... It’s easy and fast to make online payments, and sometimes I also get interest-free instalment options for my purchases, which makes it even more conve... Read more Reviewed on: 7th April 2026
Metin t's avatar
Metin t

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56505)

Credit review

5
Great secure way to pay. Easy to use. Simple as that Reviewed on: 8th July 2022
John Allen's avatar
John Allen

PayPal Credit Rocks!

5
Using PayPal credit makes online purchases simple & seamless allowing you to be in control of your purchase finances. Reviewed on: 8th July 2022
Gavin Vogt's avatar
Gavin Vogt

Safe way to pay

5
Papal is very friendly and easy to use your transactions are safe and secure, they also offer credit, which is excellent service from a good provider Reviewed on: 8th July 2022
Carol Fox's avatar
Carol Fox

Best credit provider

5
I’ve had a smooth and wonderful experience making transactions on PayPal Reviewed on: 8th July 2022
Tia's avatar
Tia

Convenient

5
Easy to spread costs and mind relaxing Reviewed on: 8th July 2022
Dilaisha Rishani's avatar
Dilaisha Rishani

Always Use PayPal

5
I have been using PayPal for many years. Just recently I signed up for PayPal Credit, it's a great way to purchase something you need with the option of zero interest if paid within 4 months. This is a great way to manage finances over a 4 month period instead of having to pay for all of it at once. I have found this method very helpful. Reviewed on: 8th July 2022
John F's avatar
John F

Easy service

5
Makes it easy to spread the cost, aware of monthly payment and if there’s and issue it is resolved promptly Reviewed on: 8th July 2022
Guy1sara@sky.com's avatar
[email protected]

Useful

5
Interest free borrowing for 4 months. Its a very good deal! Reviewed on: 8th July 2022
willow liberto's avatar
willow liberto

Easy to use.

5
PayPal credit is better as if you have a problem. They are there to help and get your money back. Reviewed on: 8th July 2022
Jean Wragg's avatar
Jean Wragg

Excellent

5
Really handy if I want something there and then Reviewed on: 8th July 2022
Jimmy Morse's avatar
Jimmy Morse

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