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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145430)

Excellent service.

Excellent service. Trusted too if have dispute PayPal helps to sort it easily Reviewed on: 29th April 2026

Super reliable excellent service

Super reliable excellent service Reviewed on: 29th April 2026

Good experience each time always resolve any problems.

Good experience each time always resolve any problems. Reviewed on: 29th April 2026

A reliable service

I have used PayPal Credit on a number of occasions and have found the terms to be clear and competitive, offering good interest free repayment terms. Reviewed on: 29th April 2026

Reliable and easy to use

I have used paypal for years and they have always been great and reliable. i have recently acquired paypal credit and there has been no issues. Everything has been swift and easy to use and help is always available if needed Reviewed on: 29th April 2026

Paypal overall is good.

Paypal overall is good. Provides flexibility and can pay over time Reviewed on: 29th April 2026

I love the fact that your can pay things off with in...

I love the fact that your can pay things off with in 6months when you spend over £100 really helps Reviewed on: 29th April 2026

PayPal is honestly a financial breath of fresh air!

Paypal have an always dealt with any issues promptly and professionally. It offers me a way to buy the things I want at a way I can manage without allowing me to spiral into debt. Paypal is a sensible lender and I feel protected when I make purchases online. Reviewed on: 29th April 2026

Straight forward and easy to manage money matter and...

Straight forward and easy to manage money matter and credit Reviewed on: 29th April 2026

PayPal is causing me severe anxiety!

I keep getting messages saying I've spent money but I haven't and when I check my PayPal account, the amounts are not showing Reviewed on: 29th April 2026

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