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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Very good, I have had no issues so far.

5
Very good, I have had no issues so far. Reviewed on: 9th June 2026

Brilliant impressive great good company

5
Brilliant Impressive happy great service Reviewed on: 9th June 2026

A great way to use credit ond on the same paying pag...

5
A great way to use credit ond on the same paying page options are clear so you know what you are getting .What the repayments will be and then the total.very good . Reviewed on: 9th June 2026

Easy to use, flexible payment options, great custome...

5
Easy to use, flexible payment options, great customer service Reviewed on: 9th June 2026

Above and beyond

3
They always go above and beyond to help you understand and problems, a pleasure Reviewed on: 9th June 2026

Reliable

5
PayPal is one of the most reliable payment platforms I’ve used. Transactions are easy, smooth, and fast, whether sending money or making online purchases. The interface is user-friendly, making it simple even for beginners to navigate. I also appreciate the strong security and buyer protection features, which give confidence during every transaction. Overall, PayPal provides a convenient and trustworthy payment experience for both personal and business use. Reviewed on: 9th June 2026

Excellent customer service.

5
Excellent customer service. Always on point Reviewed on: 9th June 2026

Very good.

5
Very good. Easy to use and very helpful when needed. Different payment methods and spitting the payment up helps alot Reviewed on: 9th June 2026

When i order is always on time for my orders...

5
When i order is always on time for my orders excellent Reviewed on: 9th June 2026

Excellent services like pay in 3 and PayPal credit g...

5
Excellent services like pay in 3 and PayPal credit get more time to pay easy to pay no burden. Reviewed on: 9th June 2026

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