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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Great 5*****, always there when I need you

Great 5*****, always there when I need you Reviewed on: 9th June 2026

Good no problem excellent helps with payments

Good no problem excellent helps with payments Reviewed on: 9th June 2026

Using PayPal credit gives you peace of mind,spending...

Using PayPal credit gives you peace of mind,spending on my card items are Guaranteed if you don't get the item you ordered PayPal will pay if I don't receive my items Reviewed on: 9th June 2026

Fast and efficient.

Fast and efficient. Never had an issue using PayPal. Would recommend to friends and family. Reviewed on: 9th June 2026

Excellent Customer service & easy to use

Excellent Customer service & easy to use Reviewed on: 9th June 2026

A great alternative to shopping.

A great alternative to shopping. Great sense of security, excellent service. Reviewed on: 9th June 2026

Easy to use, helps spread the amount while buying a...

Easy to use, helps spread the amount while buying a product Reviewed on: 9th June 2026

Excellent Service and Flexible Payment Options

I’ve had a very positive experience with PayPal Credit. It provides a simple and flexible way to manage purchases, especially for larger items. The application process was quick, the account is easy to manage online, and payments are straightforward to track and make. I appreciate the clear communication and the convenience of having flexible payment options when needed. Overall, it’s a reliable financial product that has worked well for me, and I would happily recommend it to others. Reviewed on: 9th June 2026

Flexible and Easy to Use

PayPal credit gives simple flexibility to my finances for those unexpected expenses like washing machine replacements. While pay in 3 is a great set and forget purchase tool. Reviewed on: 9th June 2026

PayPal is now part of my DNA!

PayPal helped me to manage my finances, increase my credit score. I have always felt so safe and secure using their services and have done for many years now. Quick and easy to use and now become a daily part of my life when it comes to online payments and shifting money around. I wouldn’t like to live my life without PayPal! Thank you so much. Reviewed on: 9th June 2026

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