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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145428)

Fast and reliably

5
Really happy with PayPal never had a problem really fast to sorting out everything Reviewed on: 29th April 2026

Rewarding, effortless and superb customer experience

5
Rewarding, effortless and superb customer experience Reviewed on: 29th April 2026

Good rate and customer service.

4
Good rate and customer service. Recommend Reviewed on: 29th April 2026

Very easy app to use.

5
Very easy app to use. It's very handy to have instant credit on many websites Reviewed on: 29th April 2026

Paypal,for me,gives me peace of mind for my purchase...

5
Paypal,for me,gives me peace of mind for my purchases,so what more can you ask for. Reviewed on: 29th April 2026

The best way to pay online

5
PayPal is the safest way to pay online and PayPal credit is brilliant and very easy to use Reviewed on: 29th April 2026

Great custome service

5
The customer service is one of the best ,I have had some issues understanding some bits about the paypal credit but the customer service team did very well to make me understand and had no issues going further. Reviewed on: 29th April 2026

Good company

5
It has been good so far. They are always there when needed Reviewed on: 29th April 2026

Always smooth and prompt payments when choosing PayP...

5
Always smooth and prompt payments when choosing PayPal credit. It’s given me so many options for shopping online and in-store being able to spread bigger purchases! I’ve been able to treat the whole the whole family this way using PayPal credit options when checking out! Never had an issue making a payment with PayPal credit or when paying the credit off PayPal with my payment cards. Always fantastic service! Reviewed on: 29th April 2026

***** 5 star service from Paypal credit.

5
***** 5 star service from Paypal credit. 100% would use again and recommend Reviewed on: 29th April 2026

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