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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Great using PayPal credit you have 4 months interest...

Great using PayPal credit you have 4 months interest free especially if you love paying in full this is good Reviewed on: 9th June 2026

Great in every way

It's easy to use, straightforward and secure. Reviewed on: 9th June 2026

Its widely used and making payments are fast and safe.

Its widely used and making payments are fast and safe. Reviewed on: 9th June 2026

Always a way to pay - now, later, big, small

I use for all major purchases - usually split interest free over 4 months - and lots of little bits that come straight from my bank account a few days later. Good mix of purchases and always an option how to settle Reviewed on: 9th June 2026

Easy to use , reminders my payment needed , handy in...

Easy to use , reminders my payment needed , handy in some situations Reviewed on: 9th June 2026

5 star always

Great experience continuously, helpful advisers that have been trained to a high standard to support any query quickly. Reviewed on: 9th June 2026

Easy to use, convenient, widely accepted for

Easy to use, convenient, widely accepted for Reviewed on: 9th June 2026

I have been using PayPal for several years.

I have been using PayPal for several years. The credit facility, PayPal card and options to pay are truly incredible. I use it everyday. Reviewed on: 9th June 2026

My go to default payment method, trusted

Getting through to PayPal can be difficult, long waits or just poor service deffinatly needs improved training and more efficient service Reviewed on: 9th June 2026

Easy to use and very good at buying things and being...

Easy to use and very good at buying things and being protected Reviewed on: 9th June 2026

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