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PayPal: PayPal Credit reviews

4.91
Based on 56,909 reviews, last reviewed 7th Apr 2026
564400% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to contact helpful when speaking to someone ea... Easy to contact helpful when speaking to someone eas to understand where your account is upto Reviewed on: 7th April 2026
C b's avatar
C b

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56909)

The most efficient payment and credit provider

5
I am a loyal PayPal customer for many year, and I have never been dissappointed with the services. The payment process is fast & efficient, one click process. When I had a dispute about a payment, it has been resolved in minutes. Paypal offers credit services, you only need to press the button to approve. In my opinion, PayPal is the best and most efficient payment provider Reviewed on: 8th July 2022

Excellent

5
PayPal has an Excellent service with credit facilities. Reviewed on: 8th July 2022

Credit

5
I frequently use PayPal credit. Very handy 4 months interest free Reviewed on: 8th July 2022

credit card

5
great service very easy to use more people starting to except it Reviewed on: 8th July 2022

Super

5
Paypall is good for every pupils that want to make life easier Reviewed on: 8th July 2022

Supportive product

5
PayPal Credit provides a extended life line support in terms of reliable credit with zero interest rate for first three months. It gives one a breather on charges. Reviewed on: 8th July 2022

Very good

5
Very good service and easy to maintain/ monitor online. Reviewed on: 8th July 2022

Value for money

5
Saved a fortune in interest over the last year which means I often buy better quality! Reviewed on: 8th July 2022

Ease of access

5
The whole process is straightforward and very quick and easy. Reviewed on: 8th July 2022

Sum up your payment in different instalment.

5
This is on of the best way to sum up your payment in instalments as agreed by PayPal with zero percent interest. I recommend Reviewed on: 8th July 2022

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