Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145425 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145425)

Just right in every way

Everything has been just right for me, service, offers and communication Reviewed on: 29th April 2026

Reliable but customer service could be more accessible

A good, reliable way to pay for online purchases quickly. I find getting help through the app difficult, could be more user friendly, maybe a chat option. Reviewed on: 29th April 2026

Been with PayPal for years.

Been with PayPal for years. Back when it was used purely for eBay Reviewed on: 29th April 2026

PayPal is very convenient and easy to use.

PayPal is very convenient and easy to use. Reviewed on: 29th April 2026

It very convenient to get credit and you are given l...

It very convenient to get credit and you are given long enough to make payments to what you owe ,overall excellent and easy Reviewed on: 29th April 2026

Never had any issues and always get fast service.

Never had any issues and always get fast service. Reviewed on: 29th April 2026

Excellent!

Always been very happy with paypal, and when I spoke to their customer services they were so friendly and helpful and explained any queries I had fully! Reviewed on: 29th April 2026

Really good app able to buy things and goo interest...

Really good app able to buy things and goo interest rates when paying back over payment plans Reviewed on: 29th April 2026

Safe and very convenient method of payment across mo...

Safe and very convenient method of payment across most platforms Reviewed on: 29th April 2026

Easy and simple

very easy to understand and upfront Reviewed on: 29th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76392 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub