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PayPal: PayPal Credit reviews

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4.91
Based on 56,743 reviews, last reviewed 7th Apr 2026
549100% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very handy and easy to use Very handy and easy to use with no issues in the 14 years of using their services Reviewed on: 7th April 2026
Wendy g's avatar
Wendy g

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56743)

Allowed me to make a big big purchase and pay within a few months interest free!

5
I was saving to buy a sofa when the provider had a really good sale PayPal credit allowed me to purchase the sofa and pay back over a few months interest free, It was brilliant not only no interest but was able to take advantage of the promotion also and so saved a few hundred pounds too. Reviewed on: 8th July 2022
AJJ's avatar
AJJ

Perfect

5
It's easy and simple,just perfect Reviewed on: 8th July 2022
Andrzej Furs's avatar
Andrzej Furs

PayPal never lets you down

5
One little PayPal Button At Online Checkout And That’s It, It’s That Easy. Reviewed on: 8th July 2022
KISS MY STAINED GLASS's avatar
KISS MY STAINED GLASS

Good deals and offers

5
Never had a problem. Easy to use. Reviewed on: 8th July 2022
Julie 's avatar
Julie

Affordable

5
In todays climate we all need a little hand and that’s exactly what PayPal credit does for me. It gives me that extra boost I need sometimes Reviewed on: 8th July 2022
Gareth LLoyd's avatar
Gareth LLoyd

Fantastic options

5
Borrowing from paypal has helped me with so many important projects and family matters I think I would count PayPal credit as not only a company but they are friends Too which will continue for sure Reviewed on: 8th July 2022
John wood 's avatar
John wood

Recommend by online purchases

5
Recommend by online spenders and safer way to pa for your goods Reviewed on: 8th July 2022
Chris Chapman's avatar
Chris Chapman

Moss

5
Is really helpful in times in needs Reviewed on: 8th July 2022
Moses Rigg-Stewart's avatar
Moses Rigg-Stewart

Easy and good

5
It’s easy and you can spread all costs with zero interest free. Reviewed on: 8th July 2022
Camila Fitzsimons's avatar
Camila Fitzsimons

Cool product

5
Fast and easy to use and very useful when you need quick credit and as well help building your credit score. Reviewed on: 8th July 2022
chukwudi david's avatar
chukwudi david

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