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PayPal: PayPal Credit reviews

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4.91
Based on 56,526 reviews, last reviewed 7th Apr 2026
529300% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All great. All great. Fantastic customer service. Reviewed on: 7th April 2026
Marek T's avatar
Marek T

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56526)

Perfect for everything!

5
Have had PayPal credit for a few years now & I love it. So easy to use & so easy to make repayments. Recommend highly. Reviewed on: 8th July 2022
Chloe Adelle Slayford's avatar
Chloe Adelle Slayford

Love the flexibility

5
I am doing some home renovations and PayPal credit is my go to for larger purchases when I need the something in place. The app keeps you updated and when to pay in time. All shops so the icon so you can decide options on how and when to pay. Reviewed on: 8th July 2022
Naomi Cowan 's avatar
Naomi Cowan

Quick easy

5
Love to use always good offer low interest rate or 0% Reviewed on: 8th July 2022
Roosz Peter's avatar
Roosz Peter

So convenient

5
PayPal credit is a big help when doing online shopping, it makes everything so easy and convenient and gives me 4 months interest free on larger purchases. Reviewed on: 8th July 2022
phatjac31@yahoo.co.uk's avatar
[email protected]

Easy affordable credit

5
This is a great credit product, four months interest free on purchases over £99 GBP. Also with a surprisingly low APR for a credit product. Reviewed on: 8th July 2022
Pjaye's avatar
Pjaye

Brill

4
Top notch and worth a mention in this sublime category Reviewed on: 8th July 2022
Steve L's avatar
Steve L

Best Online Credit Company!

5
I've been a customer of PayPal Credit for years. It's a huge help having to pay my purchases (£99. +) right away then pay it back within 4 months interest free! Reviewed on: 8th July 2022
Azil's avatar
Azil

Perfect

5
Helped when I was at a loss was looking at losing my home, life everything and it helped! Reviewed on: 8th July 2022
ladette@sky.com's avatar
[email protected]

Easy to use and purchases are protected

5
PayPal credit is a great product - I like being able to pay off payments over £100 over 4 months and the platform is really user friendly. PayPal also enabled me to get my money back when I purchased a product that was damaged in transit and the retailer was non responsive. Reviewed on: 8th July 2022
Char2lotte's avatar
Char2lotte

Never let you down

5
I’ve got so amazing experience with Amex and I’m surprised always about the benefits and fees Reviewed on: 8th July 2022
Gabriel B's avatar
Gabriel B

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