Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145420 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145420)

Good to use, very convenient , very useful

Good to use, very convenient , very useful Reviewed on: 29th April 2026

PayPal is on of the best payment methods as it help...

PayPal is on of the best payment methods as it help me buy plan tickets and other things very efficiently Reviewed on: 29th April 2026

Very fast and helpful service .

Very fast and helpful service . Customer service excellent. Reviewed on: 29th April 2026

Overall good, only down side is transactions seems t...

Overall good, only down side is transactions seems to disappear after month and you loose track of what's being paid ( I am using PayPal credit ) Reviewed on: 29th April 2026

Brilliant for customers with poor credit the money h...

Brilliant for customers with poor credit the money has helped me a lot Reviewed on: 29th April 2026

Useful, happy.

Happy with my experience. Never had a problem. Reviewed on: 29th April 2026

A great way to keep your money safe online

Paypals the only platform I trust for on line shopping , a great way to keep your money as safe as possible Reviewed on: 29th April 2026

Use PayPal all the time.

Use PayPal all the time. Easy. Straightforward payment process that’s secure. Reviewed on: 29th April 2026

Great, easy to use, good interest

Great, easy to use, good interest Reviewed on: 29th April 2026

Good to feel safe while using PayPal.

Good to feel safe while using PayPal. Reviewed on: 29th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76388 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub