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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

My holiday saviour

I was on holiday and I lost my phone. I was panicking as had no money and I was finding the majority of shops and stores would not take Credit Cards. My American Express was easily accepted at the most unfortunate and inopportune moment. Giving me the confidence to get a new phone and Sim and feel I was free again to enjoy my travels. I would never leave home with it not by my side. Reviewed on: 9th June 2026

PayPal Credit

Helps me organise all of my finances much more easier in every way. Reviewed on: 9th June 2026

Excellent service. Highly recommended

Excellent , Highly recommended . Trust worthy. Reviewed on: 9th June 2026

Its great that you can spread the cost and interest...

Its great that you can spread the cost and interest free Reviewed on: 9th June 2026

simply the best

i wouldn t have all my running shoes if i didn t have paypal credit Reviewed on: 9th June 2026

Paypal credit has allowed for flexibility in making...

Paypal credit has allowed for flexibility in making payments, with zero interest. Reviewed on: 9th June 2026

Haven't had any issues whatsoever.

Haven't had any issues whatsoever. Convenient and very easy to get credit when and if needed. Reviewed on: 9th June 2026

PayPal banking good service.

PayPal banking good service. I used long long time and I haven't any problem when I need money I used it. I am happy. Reviewed on: 9th June 2026

I have been using it nearby 2-3 years and it never d...

I have been using it nearby 2-3 years and it never disappoints me in any context. Reviewed on: 9th June 2026

Great Financial Service

Great financial service. Very easy to use the products. Debit and credit from the account is fast. Reviewed on: 9th June 2026

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