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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

. good job

I like how everything works, they always solved the problem. Reviewed on: 9th June 2026

Always good.

Always good. I feel protected when making my purchases online. App has easy and user friendly layout. PayPal card helps collecting points which can be turned into money off. On few occasions PayPal helped me recover my money after I bought something that never arrived. Reviewed on: 9th June 2026

The experience has been second to none I do not say...

The experience has been second to none I do not say this lightly. This rating comes from real life experience on customer care and the fulfilment of disputes to a fair and just manner that reflects customer focus. No doubt customers comes first… An establishment that values the most valued part, integrity. Reviewed on: 9th June 2026

Just super handy and useful espically when I can't b...

Just super handy and useful espically when I can't be bothered to find my card info or need more time to save up in order to buy something or need payment plans that help me afford necessities or help out friends and family Reviewed on: 9th June 2026

Makes life very simple and secured

Makes life very simple and secured Reviewed on: 9th June 2026

Good lender I don't have any problem

Good lender I don't have any problem Reviewed on: 9th June 2026

I find PayPal useful to purchase big items

I find PayPal useful to purchase big items Reviewed on: 9th June 2026

Simple, fast and efficient

Simple to use, fast and efficient payment process, easy to spread the cost of purchases, safe and secure. Reviewed on: 9th June 2026

It's easy and safe to use i never had any problems.

It's easy and safe to use i never had any problems. Thank you, PayPal. Reviewed on: 9th June 2026

Great experience with PayPal.

Great experience with PayPal. Fast, secure transactions and a user-friendly platform. I’ve been using it for years without any issues. Highly recommend. Reviewed on: 9th June 2026

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