Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145414 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145414)

The PayPal is the smartest company, always help and...

The PayPal is the smartest company, always help and everything is resolved correctly and fast. All payments true PayPal is safe and easy to operate. Reviewed on: 29th April 2026

Been using PayPal for nearly 20 years.

Been using PayPal for nearly 20 years. I wouldnt use anything else to pay for items online. PayPal makes online purchases feel safe and looked after. Reviewed on: 29th April 2026

PayPal is very convenient payment app.

PayPal is very convenient payment app. My favourite feature is the online payment protection and the dispute resolution service, which is super helpful. I also love the pay on 3 and credit offering and I definitely. Look for shops with PayPal checkouts. Reviewed on: 29th April 2026

PayPal is fast, easy to use, and widely accepted for...

PayPal is fast, easy to use, and widely accepted for online payments. It’s reliable and makes sending and receiving money simple. Sometimes there can be account limits, but overall it works very well. Overall: a great and convenient service. (8/10) Reviewed on: 29th April 2026

I have had only pleasant experiences with PayPal and...

I have had only pleasant experiences with PayPal and customer service when I have needed to have been very helpful Reviewed on: 29th April 2026

Very helpful and hassle free.

Very helpful and hassle free. Definitely recommend over other banks Reviewed on: 29th April 2026

Always good never had issues

Always good never had issues since starting an account Reviewed on: 29th April 2026

Great experience in all areas n r ber had any issues...

Great experience in all areas n r ber had any issues or problems along the way from paying buying ordering all have been so smooth Reviewed on: 29th April 2026

Good service, interest rate could be lower.

Good service, interest rate could be lower. Reviewed on: 29th April 2026

Very good

Always helpful when spoken to great way of shopping or paying for things and always a reliable source Reviewed on: 29th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76382 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub