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PayPal: PayPal Credit reviews

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4.91
Based on 56,317 reviews, last reviewed 7th Apr 2026
510400% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is the best Financial Flexibility - ​0% Interest offers is the best, also no annual fee. Buyer protection for purchases, widely accepted at many online stores. Reviewed on: 7th April 2026
Danny's avatar
Danny

Latest lowest rating:

1

Never again will I use PayPal credit I am writing to raise a formal complaint regarding the handling of a recent payment on my PayPal Credit account. I made a payment of £1301.36 with th... Read more Reviewed on: 7th April 2026
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Hus
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56317)

Best user-friendly credit provider

5
Using PayPal credit is super easy and quite clear. Terms of credit known well in advance which helps you to plan repayments and further purchases. Reviewed on: 8th July 2022
dian.dnikolov@gmail.com's avatar
[email protected]

Overall it's much better than most of them out there. The reason I'm not giving 10/10 is that recently I had an an bad experience with them and they couldn't rectify the situation.

3
Overall good and had one very bad experience recently Reviewed on: 8th July 2022
Safeer Ahmed's avatar
Safeer Ahmed

Impressive

5
Absolute life saver, the best thing to use, helped out in so many ways Reviewed on: 8th July 2022
Connor Sprague's avatar
Connor Sprague

Satisfied immensely

5
Amazing tool to help a young lad like myself sensibly use credit and help me make the most of summer ! Reviewed on: 8th July 2022
Stoneyjr212's avatar
Stoneyjr212

Excellent and Easy

5
Great to use and you know your money’s safe ! Reviewed on: 8th July 2022
pwinlow1963@icloud.com's avatar
[email protected]

Excellent product, so easy to use.

5
I really like the PayPal Credit product, as it offers me huge flexibility on spreading cost in time and also managing the peyments. Really great and easy to use features, clarity on cost and secure in use. Highly recommend it. Reviewed on: 8th July 2022
Dominique 's avatar
Dominique

Easy to use and a good rate

5
Easy to use and very good pay options. I would like it to be attached to a card one day. Reviewed on: 8th July 2022
Philip Clifford's avatar
Philip Clifford

Quick and easy, and interest free

5
I like having 4 months to pay things off interest free. Good amount of time. Reviewed on: 8th July 2022
DradusContact's avatar
DradusContact

Good

4
Very easy and safe method of payment Reviewed on: 8th July 2022
Celine J. Song's avatar
Celine J. Song

Amazing

5
Amazing credit limits and always guaranteed money back Reviewed on: 8th July 2022
Janeta Kudlacik's avatar
Janeta Kudlacik

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