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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145409)

Reliableservice..

5
Good service helpful staff and excellent customer service Very happy Very reliable service Reviewed on: 29th April 2026

Paypal pay in 3.

5
I had a great experience when using Paypal pay in 3 credit online to pay for things Reviewed on: 29th April 2026

Ease of Use

5
Easy to use, good app access, been with them since way back Reviewed on: 29th April 2026

Easy and secure.

5
Easy and secure to use. I’ve been using it for more than a sécate. Reviewed on: 29th April 2026

Easy and safe to pay with and great interest free so...

5
Easy and safe to pay with and great interest free so can spend a bit more and spread it over a few months Reviewed on: 29th April 2026

Find Pay Pal a positive experience

5
Find Pay Pal a positive experience Reviewed on: 29th April 2026

Best way nowadays

5
Always does the job, super easy. Reviewed on: 29th April 2026

I use paypal credit for most purchases as it gives f...

5
I use paypal credit for most purchases as it gives flexibility and interest free options for a longer period than normal credit cards which only offer this as an introductory period. Reviewed on: 29th April 2026

I find PayPal very good to use.

5
I find PayPal very good to use with interest free options when making certain purchases and payment returns are speedy too. Reviewed on: 29th April 2026

Reds Review Always had a very positive experience

5
Always had a very positive experience Reviewed on: 29th April 2026

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