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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Easy payment

Very easy to pay with it and useful for shopping online Reviewed on: 9th June 2026

Fair adjudication

Seamless system processing of requests, easy to use app. Easy to navigate and user friendly tools for account management. Responsive customer service agents who provide clear information on product options and how to use various services. I got automated guidance to a disputed charge and was made aware of the steps to be taken and the timelines. The matter was settled with fairness to all parties and a prompt refund was made following investigations. Reviewed on: 9th June 2026

A very professional company.

A very professional company. Customer friendly and always willing to help as best as possible. Reviewed on: 9th June 2026

Super useful for secure online purchases, second inc...

Super useful for secure online purchases, second income streams and transferring money. There credit systems and rewards are second to none and provide that little extra breathing room when needed. Thank you ! Reviewed on: 9th June 2026

My experience with PayPal Credit has been excellent.

My experience with PayPal Credit has been excellent. It has given me the flexibility to purchase the things I need while spreading the cost over time through manageable repayments. I appreciate how it helps buyers access what they want without having to pay the full amount upfront, making budgeting much easier. Reviewed on: 9th June 2026

PayPal payment is very secure and easy to use.

PayPal payment is very secure and easy to use. Reviewed on: 9th June 2026

0% interest free for 4 months is a fantastic deal...

0% interest free for 4 months is a fantastic deal Reviewed on: 9th June 2026

Great and easy to use and the card can be use anywhe...

Great and easy to use and the card can be use anywhere so really useful Reviewed on: 9th June 2026

just been amazing, so easy to sign up and amazing cu...

just been amazing, so easy to sign up and amazing customer service. genuinely the best service i've had. Reviewed on: 9th June 2026

PayPal Credit is convenient for spreading the cost o...

PayPal Credit is convenient for spreading the cost of purchases and is easy to use with online shopping. However, it's important to understand the terms and ensure payments are made on time to avoid interest charges. Reviewed on: 9th June 2026

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