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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181142 reviews)

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4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181142)

The best thing ever happened was amazing

The best thing ever happened was amazing Reviewed on: 9th June 2026

Very good service, easy to use.

Very good service, easy to use. Makes payments more affordable. Reviewed on: 9th June 2026

PayPal credit is simple, straightforward, with no hi...

PayPal credit is simple, straightforward, with no hidden costs. I’ve been using it for over 5 years and have only had good experiences in this time. Reviewed on: 9th June 2026

5* review .

PayPal credit is such an easy experience when buying . Such flexibility Reviewed on: 9th June 2026

The service of PayPal credit has been excellent.

The service of PayPal credit has been excellent. I have found them to be brilliant at interest free credit of 4 months. I resisted getting PAYPAL CREDIT for a long time but when i did arrive at getting PAYPAL CREDIT. This opened my eyes to the excellent service they provide for anyone who engaged with their service. It's been a life saver for me and opened my eyes to the service that was so good at communicating what they did and do. Fantastic company who I've been with for a couple of years now and found them to be professional and Fantastic at keeping my credit management in order. I really did resist in getting PAYPAL CREDIT for a long time really. As i thought they were just like all the other companies offering credit but such high rates but PayPal were absolutely brilliant at what they do and would recommend them to my family as they do not put any pressure on you to join. Only in your own time. I had PayPal for my ebay and other companies to pay through them with the guarantee that they had my back always. Then i decided one day to get PayPal credit. The best move I've made for credit without the interest for 4 months which i have always paid before the time was up so i didn't pay interest on anything large i purchased anywhere on any site. Since they brought out the cards to go with their products. Absolutely fantastic value and quality company. Thankyou Reviewed on: 9th June 2026

Very friendly always find what I’m looking for

Very friendly always find what I’m looking for Reviewed on: 9th June 2026

I love the flexibility and easy split of pay in 3 op...

I love the flexibility and easy split of pay in 3 options. Reviewed on: 9th June 2026

PayPal are great for PayPal in 3 I haven’t had the P...

PayPal are great for PayPal in 3 I haven’t had the PayPal in 4 but it’s really great and no interest , and PayPal credit is great because you have 4 months interest free to pay for an item Reviewed on: 9th June 2026

Great service every time

Great service every single time no problem at all with them Reviewed on: 9th June 2026

A Positive Experience with PayPal Credit

I have had a positive experience using PayPal Credit, finding it a convenient and flexible way to manage purchases and spread payments over time. The application process was straightforward, and the service has helped me budget more effectively when making larger purchases. Reviewed on: 9th June 2026

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