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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145406)

Prompt & efficient.

5
Prompt & efficient. Convenient way to pay. Trustworthy. Feel confident using this service and disappointed when its not available. Reviewed on: 29th April 2026

5 star paypal

5
Easy website and very quick payments. Reviewed on: 29th April 2026

IVE USED IT MANY TIMES ITS A GREAT WAY OF SPREADING...

4
IVE USED IT MANY TIMES ITS A GREAT WAY OF SPREADING THE COST AND AS THE MONEY IS TAKEN WITHOUT ME PROMPTING PAYMENT YOU CAN JUST FORGET ABOUT IT AND LET PAYPAL CREDIT DO THE BUSINESS Reviewed on: 29th April 2026

Easy to set up and use!

5
Easy to set up and use! Makes buying online fast and reliable. Can make repayments through out the month Reviewed on: 29th April 2026

I cant think of a bad thing to say about PayPal

5
PayPal is a great payment company to use especially on the Internet. I have paid for a few things where to company I bought from ended up being a scam and PayPal got my money back in now time. The pints you get using the debit card are great too as you dont have to shop in certain retailers. Where ever you shop you get points and points mean prizes Reviewed on: 29th April 2026

Easy payments no hassles safe and stress free

5
Easy payments no hassles safe and stress free Reviewed on: 29th April 2026

been using paypal for few years now and I can say th...

5
been using paypal for few years now and I can say that it is quite easy and reliable mode of payment Reviewed on: 29th April 2026

I love PayPal, use it for most of my big purchases a...

5
I love PayPal, use it for most of my big purchases and some smaller I want to split into three instalments. Highly recommend Reviewed on: 29th April 2026

They don't listen to you if you raise a dispute, the...

3
They don't listen to you if you raise a dispute, they side with the retailer without even considering your evidence or addressing it Reviewed on: 29th April 2026

Shop with excellence

5
Every time I purchase there is no problem using PayPal Reviewed on: 29th April 2026

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