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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56033 reviews)

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4.91

Based on 56,033 reviews, last reviewed 7th Apr 2026

483900% increase in 5 star reviews

in the past 90 days

1300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have been using PayPal for years and I couldn't li... I have been using PayPal for years and I couldn't live without it. I am disabled and I can't always get to my bank. PayPal allows me the freedom to pu... Read more Reviewed on: 7th April 2026

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56033)

Best credit I have ever had

I have many credit cards, but one of the meat credit I use is the one from PayPal, people from PayPal always are paying attention to your needs and they are very supportive. I always treat them like my safety net. Reviewed on: 14th June 2022

Very helpful

Very helpful if you are on a budget at the moment that you see the items on sale ( flash sales) I highly recommend it. Reviewed on: 14th June 2022

Great product

Easy to use secure payments,the best thing ever Reviewed on: 14th June 2022

Great online credit - No interest for 4 months

Great way to spread your payments on any purchase over £100 as there is no interest for 4 months. Great customer service too, I had an issue that was quickly resolved with a simple call. Reviewed on: 14th June 2022

Reliable and good service

Good customer service and reliable provider. Faultless Reviewed on: 14th June 2022

Brilliant

PayPal credit is excellent! You can choose to pay as little or as much as you want in one payment. You can also set up a direct debit each month. Fantastic for online shopping. Reviewed on: 14th June 2022

Best credit provider

4 months interest free is more than many banks out there. Love it. Reviewed on: 14th June 2022

Simple and efficient

Does exactly what it promises, fast, efficient and reliable. Great product, I will continue to use it whenever I can. Reviewed on: 14th June 2022

Very convenient

I use PayPal because my purchases are protected against fraudulent businesses Reviewed on: 14th June 2022

Goo deals when you need them.

Having PayPal Credit gives you flexibility and good value on a wide range of services and products. Reviewed on: 14th June 2022

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