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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145402)

Its easy for shopping.

5
Its easy for shopping. And i can shopping my favorite items.and quality. Reviewed on: 29th April 2026

PayPal is the Best x

5
I have been a member of PayPal for years and it’s been the best app I have ever used. It is so convenient and I have used my account on many an occasion. If I have ever needed help PayPal agents are there for me within a minute sometimes in seconds.. Thak yoo for looking after me and may our relationship continue because I, personally, need you! X Reviewed on: 29th April 2026

HAD VERY LITTLE PROBLEMS OVER THE YEARS

5
HAD VERY LITTLE PROBLEMS OVER THE YEARS AND WHEN I DID QUICKLY RESOLVED Reviewed on: 29th April 2026

Easy to use - no blockers and makes life better...

5
Easy to use - no blockers and makes life better Reviewed on: 29th April 2026

Great support, easy to use, brilliant service

5
Great support, easy to use, brilliant service Reviewed on: 29th April 2026

Good Service and value for money.

5
Good Service and value for money. Very safe to use. Reviewed on: 29th April 2026

Really reliable and affordable and no problem and ea...

5
Really reliable and affordable and no problem and easy to set up direct debit. Easy to use as a funding source when buying products only. So I high-key recommend Reviewed on: 29th April 2026

Excellent app finance, been using PayPal for so many...

5
Excellent app finance, been using PayPal for so many years and never let me down Reviewed on: 29th April 2026

I regularly use PayPal for all my online transaction...

5
I regularly use PayPal for all my online transactions and find it very satisfying and rewarding. The customer service team are very friendly and helpful and they have always been very supportive. I will continue to use my PayPal account for all my purchases going forward as I am confidant that my money is always covered by their wonderful service and PayPal guarantee. Reviewed on: 29th April 2026

Ready Cash

5
Excellent Company. However, would like quicker payment updates please Reviewed on: 29th April 2026

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