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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181142 reviews)

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4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181142)

Excellent customer service skills.

Staff possess excellent customer service skills. Reviewed on: 9th June 2026

Excellent customer service especially when it matter...

Excellent customer service especially when it matters the most: something went wrong with a seller. Nothing makes me more confident than seeing paypal as a payment option on a 3rd party seller website. I know that no matter what, I won't lose a penny. Reviewed on: 9th June 2026

It's really useful to have access to 0% APR for 4 mo...

It's really useful to have access to 0% APR for 4 months helping to spread costs, without this I would be put off buying certain products not been able afford it as a one off cost. Reviewed on: 9th June 2026

I use PayPal every day.

I use PayPal every day. I get points for the pounds I spend, and then get to redeem them against future purchases. It doesn’t cost anything to use their debit card, and I can add it to my apple wallet so I don’t even need to carry a card. I also get an email receipt for every transaction.What’s not to like? Reviewed on: 9th June 2026

Life line

Having PayPal Credit on side can sometime be a life line for some people. Being a single mother, you want to provide everything you can and meet their needs. This has helped me so much that I cannot describe in words. Extremely easy to keep an eye on your spending and spread the cost. Reviewed on: 9th June 2026

I'm happy with PayPal credit because it's flexible a...

I'm happy with PayPal credit because it's flexible and you have many options. Reviewed on: 9th June 2026

Safe and easy

Easy to make payment and keeps info safe Reviewed on: 9th June 2026

It gives me more time to pay without interest

It gives me more time to pay without interest Reviewed on: 9th June 2026

Convenient, always helps in those moments where you...

Convenient, always helps in those moments where you need an extra help Reviewed on: 9th June 2026

I love using paypal,credit interest is low and the b...

I love using paypal,credit interest is low and the best one is the 4months to pay no interest. And i canusemy card worlwide. Reviewed on: 9th June 2026

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