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PayPal: PayPal Credit reviews

4.91
Based on 56,033 reviews, last reviewed 7th Apr 2026
483900% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal for years and I couldn't li... I have been using PayPal for years and I couldn't live without it. I am disabled and I can't always get to my bank. PayPal allows me the freedom to pu... Read more Reviewed on: 7th April 2026
Maura H's avatar
Maura H

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026
Remon L's avatar
Remon L

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (56033)

Great service

5
Reliable and good service, easy to use and manage. Good. I'm happy ;) Reviewed on: 14th June 2022

Best credit card ever

5
I recently purchased V11 dyson with one year free interest excellent money saving package from PayPal credit card Reviewed on: 14th June 2022

easy and quick payment

5
Never had any problem with credits as its very easy , clear and simple without any delay. Reviewed on: 14th June 2022

Best credit service

5
I used the 4 months 0% interest paypal credit all the time. I am not someone who deal with interests, therefore whenever I am short of cash, this is the best option for me. I love this service, please never stop this and on rare occasions i use the offer of 12 months 0% interest. It would be awesome if the 12months 0% was available for all purchases over £99 as well. I am very happy with this service. Reviewed on: 14th June 2022

Paypal credit, one solution for all problems

5
The best best and best always, excellent, and amazing. Invited 10 of my family And friends and all loving it❤️❤️❤️❤️ Reviewed on: 14th June 2022

Flexible for everyone.

5
Since I have my paypal credit I feel better the meaning of shopping. Reviewed on: 14th June 2022

Best Credit facility

5
The flexibility of payment and allowance Reviewed on: 14th June 2022

Great credit provider.

5
Flawless experience. I haven’t had a single issue. Reviewed on: 14th June 2022

Easy to use

5
Quick no nonsense and simple to follow spending Reviewed on: 14th June 2022

Great finance option

3
Awesome finance option for online goods and being able to repay overtime. Reviewed on: 14th June 2022

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