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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181142 reviews)

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4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181142)

First class service and backup, with loads of innova...

First class service and backup, with loads of innovative options Reviewed on: 9th June 2026

The 4 months interest free when I spend over £99 was...

The 4 months interest free when I spend over £99 was a game changer for me and the reason i got paypal credit Reviewed on: 9th June 2026

A different and easier way to shop with protection

Pay pal has never let me down always been able to solve problems when needed have very nice n helpful customer service and help me work out purchasing items by splitting payments over time Reviewed on: 9th June 2026

A bit complicated to get your money back i would say...

A bit complicated to get your money back i would say drom my experience Reviewed on: 9th June 2026

Easy and helpful.

Easy and helpful. Secure transactions Reviewed on: 9th June 2026

Always there to help solve the problems and manage y...

Always there to help solve the problems and manage your account Reviewed on: 9th June 2026

Accurate and effcient, always on point

Accurate and efficient, always on point Reviewed on: 9th June 2026

Very good experience always

Very good experience always. I always recommend PayPal to my friends and family Reviewed on: 9th June 2026

Great service!

The 4 months interest free offer is particularly great to spread the cost of purchases. All information around credit terms is clear and easy to view. The one time I have had payment issues customer services were prompt and resolved problems with politeness and understanding. Great service! Reviewed on: 9th June 2026

paypal is very convenient for me.

paypal is very convenient for me. Reviewed on: 9th June 2026

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