Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145399)

A convenient and safe way to pay bills on line.

5
A convenient and safe way to pay bills on line. I use a lot when at wetherspoons. Reviewed on: 29th April 2026

Very good experience with PayPal

4
Very good experience with PayPal Reviewed on: 29th April 2026

Good service provider

5
Good experience good satisfaction Reviewed on: 29th April 2026

Very good experience but please upgrade my limit ple...

5
Very good experience but please upgrade my limit please :) Reviewed on: 29th April 2026

Quickly sorted if any problems easy to use

5
Quickly sorted if any problems easy to use Reviewed on: 29th April 2026

PayPal credit is the best

5
I’ve been using PayPal credit for a while and it suits me perfectly. I can pay off as much as I can afford or stick to the minimum amount, this allows me to budget effectively Reviewed on: 29th April 2026

Excellent experience

5
Have been using PayPal for years and have no complaints, has been a positive experience from the start, very convenient if I’ve needed something but can not afford straight away, PayPal offers interest free credit for 4 months to spread the cost Reviewed on: 29th April 2026

I’ve been using PayPal for years but only recently s...

5
I’ve been using PayPal for years but only recently started using PayPal Credit more frequently. They provide good options for payment and give you a lot more flexibility to borrow and pay back than other credit card providers. I honestly wish I started using it earlier, my only wish is that I hope they would be allowed to be used as a method of payment in more international transactions as well in the future. Reviewed on: 29th April 2026

Wonderful app and great proposition

5
Wonderful app and great proposition Reviewed on: 29th April 2026

It's peace of mind and easy to use and keep track of...

4
It's peace of mind and easy to use and keep track of spending Reviewed on: 29th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76365 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products