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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,317 reviews, last reviewed 7th Apr 2026
510400% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is the best Financial Flexibility - ​0% Interest offers is the best, also no annual fee. Buyer protection for purchases, widely accepted at many online stores. Reviewed on: 7th April 2026
Danny's avatar
Danny

Latest lowest rating:

1

Never again will I use PayPal credit I am writing to raise a formal complaint regarding the handling of a recent payment on my PayPal Credit account. I made a payment of £1301.36 with th... Read more Reviewed on: 7th April 2026
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Hus
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56317)

Best

4
Safe and secure transactions by using PayPal Reviewed on: 8th July 2022
Maria Meshhadi's avatar
Maria Meshhadi

Easy to access and even easier to purchase items

5
I’ve used PayPal credit a few times now because I trust it and feel safe whenpurchasing items I cannot afford to pay for all at once Reviewed on: 8th July 2022
Sam allott 's avatar
Sam allott

Paypal

5
hi, i am very happy with paypal and very good Credit Card. Reviewed on: 8th July 2022
Mehboob Hasham's avatar
Mehboob Hasham

Payment with ease

5
With PayPal, payments can be made on various websites as quickly as possible. The credit options gives you an opportunity to purchase and pay later. Never felt more confident shopping online thanks to their fraud management protocols. Reviewed on: 8th July 2022
Business Soab's avatar
Business Soab

Life saver

5
Currently getting my recently bought house for the arrival of a new born baby. Helps getting big items and spreading the cost across 4 months and pay no interest absolute god send. Reviewed on: 8th July 2022
nathan procter's avatar
nathan procter

Safeguarding Purchase

4
Paypal gives you that confidence when making purchases that you could always get your money back if you not happy with products or scammed. Reviewed on: 8th July 2022
Abs's avatar
Abs

Never had any issues in 6 years, everything is flawless

5
Best ever method of payment, been able to pay for goods, to receive money instant, low fees or none, perfect Reviewed on: 8th July 2022
Florin Sandu's avatar
Florin Sandu

Perfect

5
Makes it easier and more affordable to pay my holidays off! Reviewed on: 8th July 2022
Maisie Davies's avatar
Maisie Davies

Excellent service

5
Using this service and very happy with PayPal credit services Reviewed on: 8th July 2022
Red's avatar
Red

Very convenient and easy to use

5
Thinking of the everyday person that needs a little helping hand Reviewed on: 8th July 2022
Sal Pullinger's avatar
Sal Pullinger

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