Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145392 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145392)

I try to use PayPal for everything and the added ben...

I try to use PayPal for everything and the added benefits of Paypal Debit is such an added bonus. Never had any issues. Reviewed on: 29th April 2026

Very happy, easy to use.

Very happy, easy to use. Use pay pal for many years Reviewed on: 29th April 2026

Great all-rounder for payment options.

Love using Paypal but the time it takes for some payments to leave your account is frustrating. It's not an instant payment method but I still like the security of PayPal and the payment options it offers. Reviewed on: 29th April 2026

We buy many product when i want PayPal is relly good...

We buy many product when i want PayPal is relly good for me . Thnx PayPal Reviewed on: 29th April 2026

A good experiance

Easy, fast and convenient to use and apply for. Using PayPal credit helped improve my credit score as a bonus, and I’ve enjoyed being able to split payments over several interest free payments too. I would highly recommend Reviewed on: 29th April 2026

paypal borrowing money

easy to use and always willing to help Reviewed on: 29th April 2026

Using PayPal Pay in 3 helps budgeting everything wit...

Using PayPal Pay in 3 helps budgeting everything with ease and the assurance that should anything go wrong, the solution is right there. I will recommend it to all my family and friends. Reviewed on: 29th April 2026

Great platform

Really helpful flexible payment provider for when I’d rather space out paying for purchases over time. Good customer service and app Reviewed on: 29th April 2026

Very good good products and good value for money

Very good good products and good value for money Reviewed on: 29th April 2026

Customer service was excellent very professional and...

Customer service was excellent very professional and polite Reviewed on: 29th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76355 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub