Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181142 reviews)

View other PayPal products

4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181142)

Purchase adjustments

when making adjustments on purchases and external refunds.. they work instantly when information is received. I would rate it as an excellent service Reviewed on: 9th June 2026

PayPal is great!

i am very happy to be a member of PayPal and use its service include credit! Reviewed on: 9th June 2026

Excellent

Always helpful great service always a pleasure to work with a++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ Reviewed on: 9th June 2026

Great service quick hassle free transactions

Great service quick hassle free transactions Reviewed on: 9th June 2026

decent and helpful for mummies who are struggling

decent and helpful for mummies who are struggling Reviewed on: 9th June 2026

Best for service and problems solved easily

Best for service and problems solved easily Reviewed on: 9th June 2026

Easy online understanding for you and me

Easy site to navigate as not 100% with online stuff Reviewed on: 9th June 2026

Find it very hard to contact customer service

Find it very hard to contact customer service Reviewed on: 9th June 2026

Easy to use and safe if you get b...

Easy to use and safe you can claim back if you get bad goods Reviewed on: 9th June 2026

Amazing ways to pay and excellent interest rates.

Amazing ways to pay and excellent interest rates. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101299 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub