Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145386 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145386)

Very organised and enjoy using PayPal

Very organised and enjoy using PayPal Reviewed on: 29th April 2026

Easy safe way to pay and offers flexibility with pay...

Easy safe way to pay and offers flexibility with payments Reviewed on: 29th April 2026

Secure and easy method of payment.

Secure and easy method of payment. App navigation is clear and precise, scheduling payments for when it is most convenient to the customer. Automatically connected to chosen bank account. Customer service and response time are excellent. Multiple different options available for customers. Reviewed on: 29th April 2026

Very ready to answer and always answers all questions

Very ready to answer and always answers all questions Reviewed on: 29th April 2026

Paypal has been a firm favourite of mine for purchas...

Paypal has been a firm favourite of mine for purchases it gives you an extra layer of protection Reviewed on: 29th April 2026

PayPal great for online buyers and sellers

Very secure and looks after its users security. If someone tries to take advantage then PayPal has on 2 occasions retrieved my money. Reviewed on: 29th April 2026

Quick easy service, very clear about what it offers

Quick easy service, very clear about what it offers Reviewed on: 29th April 2026

Well worth it all through the years

Well worth it all through the years Reviewed on: 29th April 2026

Very easy to deal with.

Very easy to deal with. Highly recommend. Reviewed on: 29th April 2026

A good experience

Always an easy transaction and a good experience Reviewed on: 29th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3757 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76344 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub