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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (145379)

Excellent customer service and app easy to use

5
Excellent customer service and app easy to use Reviewed on: 29th April 2026
Robert S's avatar
Robert S

Easy to link to my paypal, but pay before payment is...

5
Easy to link to my paypal, but pay before payment is due Reviewed on: 29th April 2026
Johnnyfonz 's avatar
Johnnyfonz

Pay pal has my back.

5
I use my pay pal credit for things I couldn't pay for all at once. Knowing that pay pal has my back if anything goes wrong with a seller . Reviewed on: 29th April 2026
Jill W's avatar
Jill W

Very easy to use.

5
Very easy to use. App is the best Reviewed on: 29th April 2026
Olivia O's avatar
Olivia O

Pay in 3

5
I like to split larger payments with pay in 3 option. Reviewed on: 29th April 2026
Linda Ancane's avatar
Linda Ancane

I am very old customer with PayPal, PayPal help you...

5
I am very old customer with PayPal, PayPal help you about finances some time , good offers etc…. Reviewed on: 29th April 2026
Jagman s's avatar
Jagman s

PayPal has always been fantastic for me.

5
PayPal has always been fantastic for me. I like the different payment options, I have used PayPal Credit for larger purchases for the 0% interest and Pay in 3 when I want to spread the cost. I like how easy it is to pay for something (especially now with faster sign in!). It is also very easy to send and receive money from small businesses and family and friends. I genuinely have no complaints about them at all. Reviewed on: 29th April 2026
Danielle H's avatar
Danielle H

All good no problems.

5
All good no problems. Been using PayPal for around 20year. Reviewed on: 29th April 2026
Jennifer C's avatar
Jennifer C

PayPal Credit is like having an emergency Credit Card

5
It’s very convenient to be able to be able to buy something with PayPal Credit and not waiting for when you get paid. Reviewed on: 29th April 2026
romina chude's avatar
romina chude

PayPal is very helpful and useful.

5
PayPal is very helpful and useful. I always use PayPal and its safe aswel. Reviewed on: 29th April 2026
Sunia A's avatar
Sunia A

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