Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181142 reviews)

View other PayPal products

4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181142)

Great app and collecting points good

Great app and collecting points good Reviewed on: 9th June 2026

Been with PayPal for over 20 yrs - happy man

I have been with PayPal for over 20+ years and overall, I've had no issues. It's a great service and I really appreciate how useful it is, especially with the pay in 3 feature!!! Reviewed on: 9th June 2026

Quick & easy to use

Just find it easy to use & now anything goes wrong that your covered to get money back Reviewed on: 9th June 2026

Safe, easy fast and reliable

Safe, easy fast and reliable ..... Reviewed on: 9th June 2026

Paypal is Brilliant

Pay in 3 is very handy, i find amazing that you will buy and pay on installments. Reviewed on: 9th June 2026

Opening the account was easy and issue resolution wa...

Opening the account was easy and issue resolution was fast Reviewed on: 9th June 2026

I have always had great experience with paypal very...

I have always had great experience with paypal very safe to use & if i have had any issues they have solved it immediatally Reviewed on: 9th June 2026

I have used Paypal for many years and it is brilliant..

I have used Paypal for many years and have only positive experience. paypal is easy to use, safe and support if it is needed is excellent. I feel confident that should I be drawn in by a scammer that the safeguards Paypal have in place keep my payments safe. i choose Paypal as a payment method at every opportunity. Reviewed on: 9th June 2026

Shop with PayPal

My pay PayPal account is out standing because it gives me options to pay for items in different ways which I love, there are many apps you can use with PayPal and it safe and secure with no worries.if I have a problem customer service is always helpful more ways then one they have helped me get my money back when I was scammed thank you PayPal. Reviewed on: 9th June 2026

It's always handy if I see something I want to buy.

It's always handy if I see something I want to buy. It's easy to see how much you have spent, you can make repayments in between your monthly statement. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101299 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub