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PayPal: PayPal Credit reviews

4.73
Based on 181,141 reviews, last reviewed 4th Sep 2026
15% decrease in 5 star reviews
in the past 90 days
6% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026
Emma 's avatar
Emma

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181142)

I love how simple the whole process is, I’ve used Pa...

5
I love how simple the whole process is, I’ve used PayPal for so many different purchases and each time it’s effortless. Reviewed on: 9th June 2026

Great Usage and vast online shopping

5
Great for shopping online and buying food... highly recommend Reviewed on: 9th June 2026

PayPal Provide Decent Credit Limits & Payback Terms

5
There is plenty of space to repay the credit you accrue without incurring huge interest charges. PayPal provide a very decent credit limit too. Reviewed on: 9th June 2026

I have had PayPal for more than 10 year to which the...

5
I have had PayPal for more than 10 year to which they haven’t disappointed me . Customer service is on point and the services are amazing talk about money guarantee is the best . Reviewed on: 9th June 2026

Very relatable service and fast transaction love it

5
Very relatable service and fast transaction love it Reviewed on: 9th June 2026

Easy to use site Trustworthy Reliable ...

5
Easy to use site Trustworthy Reliable Responsable Reviewed on: 9th June 2026

sending money to my family is easy

4
sending money to my family is easy Reviewed on: 9th June 2026

Safe and trustworthy way to pay

5
Safe and trustworthy way to pay. The app is easy to use to track your spending and PayPal’s a trusted payment method at soooo many online retailers. Reviewed on: 9th June 2026

Never have any issues and someone always available a...

5
Never have any issues and someone always available at the end of the phone. Gives peace of mind online Reviewed on: 9th June 2026

Efficient service.

1
Quick. Easy. Efficient. Cheap. Fair. Reviewed on: 9th June 2026

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