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PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145377)

I benefit from interest free purchases for 4 months.

5
I benefit from interest free purchases for 4 months. Reviewed on: 29th April 2026

Paypal team have always resolved any purchasing issues.

5
Paypal team have always resolved any purchasing issues. Great customer service. Reviewed on: 29th April 2026

Easy to spend.

5
Easy to spend. Accepted at most places. Easy to keep track of the finances.All is easy to use. Reviewed on: 29th April 2026

Reliable service, pay in 4 is always useful.

4
Reliable service, pay in 4 is always useful. Reviewed on: 29th April 2026

Helpful polite and understanding

5
Great customer service always very helpful, polite and understanding. Reviewed on: 29th April 2026

Straight forward and easy to use.

5
Straight forward and easy to use. Secure and safe. Reviewed on: 29th April 2026

Always a reliable way to send and receive payments

5
Always a reliable way to send and receive payments Reviewed on: 29th April 2026

i would more businesses to accept PayPal

5
i would more businesses to accept PayPal Reviewed on: 29th April 2026

I have had a great experience dealing with PayPal cr...

5
I have had a great experience dealing with PayPal credit. Reviewed on: 29th April 2026

Super helpful if you need to contact them

5
Super helpful if you need to contact them Reviewed on: 29th April 2026

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