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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181142 reviews)

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4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181142)

Good deal with the interest rates

Good deal with the interest rates Reviewed on: 9th June 2026

Efficient & friendly customer service when I have ev...

Efficient & friendly customer service when I have ever needed help Reviewed on: 9th June 2026

Working without any problems and delay.

Working without any problems and delay. Nice to have this option on buying in internet. Reviewed on: 9th June 2026

Pay in 3 my go to.

Using the pay in three has been an excellent way for me to pay for items. PayPal credit is competitive and having it available on Google wallet is very convenient. Reviewed on: 9th June 2026

Safe & reliable purchasing.

Swift easy payments, transaction are smooth and above all, reliable and safe.Been using PayPal for years without a hitch, everything is straightforward, a fuss free, reliable method of credit you can trust. Reviewed on: 9th June 2026

PayPal is easy to use and very safe

PayPal is easy to use and very safe Reviewed on: 9th June 2026

Flexi intrest free credit

I use pay pal weekly as I have there physical card & the spend £100 and spread over 4 months is brilliant, especially now I can use in almost every store Reviewed on: 9th June 2026

Convenient and easy ...

PayPal credit is very convenient it’s a one stop process and quick and easy. I feel safe in the hands of PayPal as they have a good reputation Reviewed on: 9th June 2026

I found it a straight forward process ..

I found it a straight forward process applying and the 4 months interest free offer excellent Reviewed on: 9th June 2026

I have always had good results using PayPal.

I have always had good results using PayPal. It’s easy to use, reminder is sent when payment due, can’t fault Reviewed on: 9th June 2026

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