Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,168 reviews, last reviewed 8th Apr 2026
587900% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hi any problems I had it was resolved right away onc... Hi any problems I had it was resolved right away once I didn’t receive my goods I ordered pay pal paid me I can’t praise enough keep the good work exc... Read more Reviewed on: 8th April 2026
MR M Desai's avatar
MR M Desai

Latest lowest rating:

1

I was scammed and the item was cancelled and I was t... I was scammed and the item was cancelled and I was told that PayPal wouldn’t help because it wasn’t covered by buyers protection even though it states... Read more Reviewed on: 8th April 2026
Tina Lorraine Oakley's avatar
Tina Lorraine Oakley
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (57168)

Paypal credit.

5
Paypal is the biggest online paying platform and it has paypal credit now!! What more can you want, for me - buying a lot online, it is absolutely a win! Good rates and discounts with quite few offers of payment ( pay in 4 etc.. ) it makes it even better... been using it since day 1 and have nothing bad to say, if you are buying online a lot, like i do, it's a no brainer with good interest rates and offers which benefits you in a long run. Online payments with flexibility, brilliant. Reviewed on: 9th July 2022
Deividas Kazkas's avatar
Deividas Kazkas

No precent for 4 months

5
Is always good experience shop and no pay precent Reviewed on: 9th July 2022
Erika 's avatar
Erika

MORE THAN HAPPY

5
I've been with PayPal many years back and it's amazing that they always creating something new for customers to have easy access with PayPal pay 4 Months with no interest, sending money to family and friends with no extra charge, quick response to any queries and quick access for a credit, lots and lots Reviewed on: 9th July 2022
Richie 's avatar
Richie

Exellent customer support and credit deal

5
Paypal have never let me down in any problems i had in past with purchases.problems solved always in less then a week .no stupid questions or requests of evidence etc.And credit 0% interest for 4 months perfect for me. Reviewed on: 9th July 2022
Arturas's avatar
Arturas

Happy

5
I am extremely satisfied with pay pal couldn’t ask for anything else Reviewed on: 9th July 2022
Miss L Williams 's avatar
Miss L Williams

Happy

5
Very good service, many opportunity's Reviewed on: 9th July 2022
Daniela Ciobanu's avatar
Daniela Ciobanu

Making Life Easier

5
0% interest across 4 months has made an incredible difference, especially during the cost of living crisis. I only wish there was a physical credit card to use in stores! Reviewed on: 9th July 2022
Adam Alexander's avatar
Adam Alexander

Great payment plans

5
Pay in 4 is affordable and PayPal is offers it across a variety of goods and services. Reviewed on: 9th July 2022
Lyndell 's avatar
Lyndell

Dreamed Holliday in Brasil

5
I sincerely had a wonderful experience with PayPal. With PayPal I turned my dream in reality. I had my dreamed Holliday in Brasil. Reviewed on: 9th July 2022
yascara simonetti's avatar
yascara simonetti

Definite room for improvement.

2
Not everything can be automated, failed to respond to support requests and experience many issues with incorrect DDs being taken and payments taking up to 18 days(!) to clear. Reviewed on: 9th July 2022
Edwin Michael Williams's avatar
Edwin Michael Williams

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill