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PayPal: PayPal Credit reviews

4.73
Based on 143,469 reviews, last reviewed 20th Jun 2026
4259100% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy app to use and great options for finance... Very easy app to use and great options for finance Reviewed on: 20th June 2026
Anna 's avatar
Anna

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143469)

Very easy to track balance and payments

5
Very easy to track balance and payments Reviewed on: 27th April 2026

Easiest payment app I’ve ever used!

5
It’s simply the easiest payment app I’ve ever used Reviewed on: 27th April 2026

Very easy to set up and no problems at all.

5
Very easy to set up and no problems at all. Reviewed on: 27th April 2026

Purchases always secured

5
Whenever I have a problem regarding my purchase that never arrives, PayPal always do the action for me Reviewed on: 27th April 2026

easy to use and convenient i feel safe using online

4
easy to use and convenient i feel safe using online Reviewed on: 27th April 2026

Payments

5
If I have a problem with a payment it is swiftly sorted out Reviewed on: 27th April 2026

Fast, efficient and professional provider

5
Fast, efficient and professional provider Reviewed on: 27th April 2026

Easy to navigate the app.

5
Easy to navigate the app. Tells you all information needed really good and useful Reviewed on: 27th April 2026

Great product!

5
Amazing product! Extremely useful and would recommend to everyone Reviewed on: 27th April 2026

Absolutely Epic.

5
Epic. I have used PayPal credit in the past when necessary and cannot fault them! Also if there are ever any issues on not receiving items, PayPal will always assist. Reviewed on: 27th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review