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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Very helpful when I had a question to ask.

Very helpful when I had a question to ask.Gave a clear answer. Reviewed on: 8th June 2026

Great App.

Great App. Any issues are quickly resolved Reviewed on: 8th June 2026

Never had a bad experience with PayPal, very easy to...

Never had a bad experience with PayPal, very easy to transfer money to companies and individuals. Reviewed on: 8th June 2026

Easy and Convenient

PayPal offers a very user-friendly interface that is easy to navigate. The entire journey, from start to finish, is smooth and straightforward, making payments quick and hassle-free. It provides a convenient alternative payment method that saves time and makes the overall checkout experience much easier. Reviewed on: 8th June 2026

Easy to use.

Easy to use. The app is good. Would recommend to others Reviewed on: 8th June 2026

Always use PayPal if available.

Always use PayPal when available for online ordering. The choice of credit is really helpful and monitoring your balances is easy on the PayPal website. Reviewed on: 8th June 2026

paypal credit is handy but dont have a direct debit...

paypal credit is handy but dont have a direct debit set up payments are affordable but if I forget to pay one, I get calls from PayPal usually at very inopportune times at work and the css's don't often have a warm tone for a small payment thats easy to sort Reviewed on: 8th June 2026

PayPal have a WiFi option to contact them.

I have always thought if the PayPal credit option could transform over night to a credit card with the option to pay over 4 months, with no interest, on purchases above £100. Next thing in the morning, I saw an email landing in my inbox, offering just that. I applied instantly. I have it now on my Apple Pay. I buy and pay without worrying much. Magic! Reviewed on: 8th June 2026

Positive

Always had positive experiences using PayPal Reviewed on: 8th June 2026

It is a safe and quick way to online shop when you d...

It is a safe and quick way to online shop when you don’t have your physical card on you. Reviewed on: 8th June 2026

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