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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

I was scammed once and pay pal sorted it asap...

I was scammed once and pay pal sorted it asap Reviewed on: 8th June 2026

I most like the pay in 3 method and also the 0% inte...

I most like the pay in 3 method and also the 0% interest of purchases over four months. Also the security you get with pay pal much safer for online purchases Reviewed on: 8th June 2026

Love PayPal credit ,easy to use ,easy payments option.

Love PayPal credit ,easy to use ,easy payments option. ,perfect way to budget Reviewed on: 8th June 2026

Very easy and convenient App to use

Very easy and convenient App to use Reviewed on: 8th June 2026

I have found PayPal: PayPal Credit to be an excellen...

I have found PayPal: PayPal Credit to be an excellent way to pay for things especially with 4 months interest free credit on more expensive items and the Pay in 3 option both of which help me to budget Reviewed on: 8th June 2026

Best way to spread your costs

When I am looking for a BNPL option with zero interest, reliable, trustworthy, and spread over 6 months, PayPal is the only option I found Reviewed on: 8th June 2026

Always there for you great

Always there for you and they are willing to help if anything goes wrong Reviewed on: 8th June 2026

Always peace of mind with PayPal

Always peace of mind with PayPal Reviewed on: 8th June 2026

I used PP a lot as it provides me with a secure meth...

I used PP a lot as it provides me with a secure method of paying for goods Reviewed on: 8th June 2026

It’s slick, quick and secure and so easy to use when...

It’s slick, quick and secure and so easy to use when shopping online. Reviewed on: 8th June 2026

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