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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143428 reviews)

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4.73

Based on 143,427 reviews, last reviewed 20th Jun 2026

4257200% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great tracking, safe money Safe way to purchase with protection of your money and the transaction Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143428)

Safe and secure way to pay.

Safe and secure way to pay. Never had an issue using PayPal, convenient way to move money and borrow on interest free. Reviewed on: 27th April 2026

it’s amazing!

I always use PayPal as it makes you feel safe when buying online. Reviewed on: 27th April 2026

The best financial services received!

The best financial services received! Always there when you need to check out quickly. Reviewed on: 27th April 2026

Always quick and convenient, the flexible payment op...

Always quick and convenient, the flexible payment options and functionality with digital wallets is very helpful Reviewed on: 27th April 2026

Always great experience using PayPal over the year...

Always a great experience using PayPal over the years extra layer of security and great customer service if anything goes wrong. Reviewed on: 27th April 2026

PayPal saved me from being scamt

I wanted to order a grade A wrist watch from a website and PayPal dint let the payment go through because the website was a fraud as from further research a lot of people had been scammed from that website Reviewed on: 27th April 2026

Excellent service and easy to use.

Excellent service and easy to use. Payments easy to make. No need to carry money. Reviewed on: 27th April 2026

Always choose PayPal at checkout as it’s the most re...

Always choose PayPal at checkout as it’s the most reliable service Reviewed on: 27th April 2026

PayPal is the best

Amazing experience i had. Very simple to use Reviewed on: 27th April 2026

It was very good they borrowed me miney when it was...

It was very good they borrowed me miney when it was urgent all credits to them Reviewed on: 27th April 2026

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