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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,381 reviews, last reviewed 20th Jun 2026
4254950% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I always look for PayPal for purchases, for the pro... I always look for PayPal for purchases, for the protection it gives. Reviewed on: 20th June 2026
Reb 's avatar
Reb

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143381)

Easy to use and very helpful and safe, which is reas...

5
Easy to use and very helpful and safe, which is reassuring when purchasing items, I would definitely recommend anyone to sign up and have this credit company in their life's. Its made my life simpler as its so convenient. Reviewed on: 27th April 2026
James C's avatar
James C

Very good offers, 12 months interest free on shark n...

5
Very good offers, 12 months interest free on shark ninja products very useful. I will continue to use this service for as long as it is available Reviewed on: 27th April 2026
Rob's avatar
Rob

I like the PayPal credit service, I was waiting for...

5
I like the PayPal credit service, I was waiting for getting the service so long because I love PayPal credit. Reviewed on: 27th April 2026
Tanjum Lala's avatar
Tanjum Lala

Simple and reliable

5
I’ve had a good experience with PayPal Credit. It’s easy to use, clear, and payments are simple to manage. Overall, I’m happy with the service. Reviewed on: 27th April 2026
Virginia's avatar
Virginia

AMAZING Service

5
Used PayPal since I was 17 it never let me down Reviewed on: 27th April 2026
Weronika T's avatar
Weronika T

A very useful service

5
I’ve never had a problem with PayPal, it’s easy to checkout with, has many options when using credit. You can choose to clear when you want to or make the most of the interest free. Reviewed on: 27th April 2026
Rob's avatar
Rob

Excellent support.

5
Excellent support. Timely correspondence and information Reviewed on: 27th April 2026
MP's avatar
MP

Expeditious

5
PayPal expedites the requirements all the time. Reviewed on: 27th April 2026
William H's avatar
William H

Great safe and secure shopping

5
PayPal has allowed me to not worry about money especially when I’ve needed it most for everyday things, as well as being able to buy larger items over time. I’ve been given offers so interest can be avoided over time and if I have needed more time the interest rates have been competitive. Best of all I feel it’s secure and fits around my needs perfectly without the stress. Reviewed on: 27th April 2026
edwina_mitchell@hotmail.com's avatar
[email protected]

Excellent to communicate with

5
Never had any issues always sort problems promptly Reviewed on: 27th April 2026
Sharon C's avatar
Sharon C

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