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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

safety and great customer service

Smooth experience every time, whenever I need extra safety for a transaction, I go with PayPal Reviewed on: 8th June 2026

Happy with purchasing apart from some restaurants my...

Happy with purchasing apart from some restaurants my card is declined Reviewed on: 8th June 2026

I use PayPal credit all the time, it simply works fo...

I use PayPal credit all the time, it simply works for me and knowing it has PayPals excellent customer service if there’s a problem. I know they will fight my corner Reviewed on: 8th June 2026

Used frequently over the last 3 years.

Used frequently over the last 3 years. Credit limit increases should be more transparent and was not as easy to increase as I had hoped as the initial limit was low. Reviewed on: 8th June 2026

PayPal is a great bank.

PayPal is a great bank, with a customer service well in front of the main banks, quick response on the phone if you have a problem, and also fast to sort out any mistakes I make, thanks. Reviewed on: 8th June 2026

I couldn't ask for more when I need financial suppor...

I couldn't ask for more when I need financial support I can always rely on PayPal knowing I have 4 months to pay Reviewed on: 8th June 2026

Very good always helps and helpful if someone is not...

Very good always helps and helpful if someone is not doing there part right Reviewed on: 8th June 2026

Got me out of a pickle would recommend

Got me out of a pickle would recommend Reviewed on: 8th June 2026

Great payment option

I’ve used PayPal for many years as this is my preferred way to pay. The option to pay in 3 instalments is a great way to spread the cost for those more costly purchases. They also offer PayPal credit if you’d like to be considered for that. Reviewed on: 8th June 2026

Been with PayPal for a number of years and the servi...

Been with PayPal for a number of years and the service gave to me has always been great. Whenever you call them they are always friendly and helpful on the phone as well as the live chat service through the PayPal app Reviewed on: 8th June 2026

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