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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143334 reviews)

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4.73

Based on 143,334 reviews, last reviewed 20th Jun 2026

4252900% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal help me out a lot financially. PayPal help me out a lot financially. It let me monthy. Thanks. Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143334)

PayPal Credit is seamless

Using PayPal for credit purchases has been ever seamless. The repayment flexibility makes it the best credit service I have used in a minute. Reviewed on: 27th April 2026

I’ve been using PayPal for the last 10 years or so,...

I’ve been using PayPal for the last 10 years or so, and it’s so useful especially with its cross platform functions and pay in 3! Reviewed on: 27th April 2026

If you’re looking for flex don’t look far

Amazing as always I enjoy using PayPal and the opportunities it allows me to have with family - I highly recommend Reviewed on: 27th April 2026

Easy to use app and super fast when using the servic...

Easy to use app and super fast when using the service and definitely the best available service Reviewed on: 27th April 2026

Paypal protects my purchases, easy to pay for products

Paypal protects my purchases, easy to pay for products Reviewed on: 27th April 2026

I have been using Paypal Credit for years.

I have been using Paypal Credit for years. Mostly for purchases, but also to receive money. This financial platform gives me flexibility, control measurement and security confidence. I can recommend it to people who are financially aware, in control of their finances and can manage their liabilities. Reviewed on: 27th April 2026

PayPal is really good and you can feel safe shopping...

PayPal is really good and you can feel safe shopping with them and if anything goes wrong they will be happy to help you solving the issue or getting back your money. Reviewed on: 27th April 2026

I find paypal to be trustworthy and reassuring when...

I find paypal to be trustworthy and reassuring when making payments. Reviewed on: 27th April 2026

I love the fact that I now have a Paypal Credit card...

I love the fact that I now have a Paypal Credit card with up to 4 months interest free option for over £100 purchases. Amazing! Reviewed on: 27th April 2026

Really convenient service especially the interest fr...

Really convenient service especially the interest free part which most lenders lack. Reviewed on: 27th April 2026

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