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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143255 reviews)

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4.73

Based on 143,255 reviews, last reviewed 20th Jun 2026

4249300% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use, several options for payments and use of... Ease of use, several options for payments and use of retailers that are compatible with this payment option. Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143255)

Very good customer service and very beneficial

Very good customer service and very beneficial Reviewed on: 27th April 2026

Paypal experience

Very good service real confidence in pay pal Reviewed on: 27th April 2026

Confidence

I find PayPal easy to use and reliable. If I have had any problems they have been helpful Reviewed on: 27th April 2026

Super easy to use and offer fantastic payment terms

Super easy to use and offer fantastic payment terms Reviewed on: 27th April 2026

I wouldn’t be without PayPal

I love being able to spread the cost of items over 3 payments or take a little longer if I need to and be in control of how much I’m paying back each month. Reviewed on: 27th April 2026

The app is very user friendly and easy to move aroun...

The app is very user friendly and easy to move around and clear with their terms Reviewed on: 27th April 2026

Always been great not had any trouble with payments

Always been great not had any trouble with payments Reviewed on: 27th April 2026

Paypal credit- a big help!

Good customer service and the 4 months interest free is very good and helpful to make big purchases. Reviewed on: 27th April 2026

I’ve used PayPal for many years

I’ve used PayPal for many years and any issues even if my mistake or fault to falling for a scam they have always taken care of me and refunded my money. They make buying easy as well. Always feels safe using them. Reviewed on: 27th April 2026

It's been good.

It's been good. I've always been able to reach support easily and any issues has been dealt with well. Reviewed on: 27th April 2026

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