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PayPal: PayPal Credit reviews

4.91
Based on 56,979 reviews, last reviewed 7th Apr 2026
570700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great and easy service Very happy with pay pal wouldn't go anywhere else been wit them 5years + good service no problems Reviewed on: 7th April 2026
graham m's avatar
graham m

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56979)

Tremendous help with finances in my everyday life.

5
Paypal has been instrumental to my everyday transactions and has helped tremendously at times when I needed to a stop gap financially. Reviewed on: 8th July 2022

Yes

5
All good evening OK and thanks pay pal credit thanks good Reviewed on: 8th July 2022

It's just so convenient

5
PayPal credit for me is perfect Being that everyone is feeling the credit crunch for increasing cost of living I feel at ease knowing I can purchase essentials using PayPal credit And just pay it back the next month, Better than a credit card that I feel punishes you for using it Thank you PayPal for making like that little bit more stress free Reviewed on: 8th July 2022

I like credit card

5
perfect product! I like this one. Reviewed on: 8th July 2022

PayPal credit

5
Very easy to use and makes spending easier Reviewed on: 8th July 2022

PayPal credit

5
Simple to use & easy to manage. Reviewed on: 8th July 2022

Really impressed

5
You have 4 months to pay off purchase. Great service from PayPal as always Reviewed on: 8th July 2022

Easy to use and wide availability.

5
Great way to budget and make purchases with no interest Reviewed on: 8th July 2022

Happy

5
Quick and easy process to pay for everything Reviewed on: 8th July 2022

Good product

5
Good interest rates and offer, many retailers accept paypal . Reviewed on: 8th July 2022

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Help others make smarter decisions by sharing your own experience. Write a review