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PayPal: PayPal Credit reviews

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4.91
Based on 56,980 reviews, last reviewed 7th Apr 2026
570800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is very easy, 99% of business accept the service It is very easy, 99% of business accept PayPal as the payment method and you know how much credit you can take before the purchase, and if their is a ... Read more Reviewed on: 7th April 2026
John Thorne's avatar
John Thorne

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56980)

Good product

5
Good interest rates and offer, many retailers accept paypal . Reviewed on: 8th July 2022
Valentin Negrut's avatar
Valentin Negrut

Peace of Mind

5
Peace of mind all your purchases are safe, secure and protected. Future Technology we can’t live without in today’s world. Reviewed on: 8th July 2022
Judy Horrocks's avatar
Judy Horrocks

Excellent Credit Option for Quick Online Transactions

5
I think PayPal's credit option is fantastic. So easy to apply and use, especially with the payment options available. Really love the service and the ease and availability across so many retailers. Reviewed on: 8th July 2022
Neal's avatar
Neal

Simple to use

4
Using PayPal credit i find simple to use , specially person to person payments. Reviewed on: 8th July 2022
Michael shaw's avatar
Michael shaw

Convenient but needs greater adoption

4
I had a great experience setting up my PayPal online credit and having it attached to your PayPal account is just what I was looking for. Their current promotion of having 4 months interest free credit for purchases over £100 was a welcome addition and their quick application low rates was welcome relief to other institutions that can make this process feel like pulling teeth!. However, I do wish more online retailers would accept payment PayPal credit. It is improving, but needs a larger base to make it really shine and be the one stop credit provider. Thank you for the convenience PayPal! Reviewed on: 8th July 2022
David's avatar
David

Reliable and prompt services.

5
It is very flexible with the payments and I bought an iPhone 13 pro through PayPal credit and no interest. That’s seems like a great offer. Reviewed on: 8th July 2022
RIAZ AHMED MOHAMMED's avatar
RIAZ AHMED MOHAMMED

Just the easiest way to get your holiday up and running

5
My experience with PayPal has been very helpful and useful it's so quick and easy also your purchase is garrented. Reviewed on: 8th July 2022
John Houston's avatar
John Houston

I love PayPal very helpful and secure.

5
I use PayPal for payment for last 4 years and I love it, very helpful and secure. Reviewed on: 8th July 2022
Aymen Hichri's avatar
Aymen Hichri

Mr

5
I love PayPal probably the best credit card i love the pay in 3 it helps along especially buying this like flight etc Reviewed on: 8th July 2022
King Mulewa's avatar
King Mulewa

Easy, flexible, affordable

5
I love PayPal credit- it gives me the opportunity to spread the payment of higher cost items over several months. I especially love that any purchase over £99 is interest free for 4 months! I already love and use PayPal a lot in my transactions so adding on PayPal credit is brilliant as so many places accept PayPal. Reviewed on: 8th July 2022
Zoe Woodley's avatar
Zoe Woodley

Review PayPal: PayPal Credit now

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