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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,126 reviews, last reviewed 20th Jun 2026
4243450% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No problem thank you I’ve been with them for years G... No problem thank you I’ve been with them for years Great Reviewed on: 20th June 2026
Anonymous's avatar
Anonymous

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143126)

Very convenient and easy way to manage account and p...

5
Very convenient and easy way to manage account and payments. Process of application can’t be any simple Reviewed on: 27th April 2026
AK's avatar
AK

I’ve used PayPal for years, I recommend PayPal to ev...

5
I’ve used PayPal for years, I recommend PayPal to everyone and I’d rather use PayPal over any other form of payment in 3! Customer service is always great aswell Reviewed on: 27th April 2026
Sarah C's avatar
Sarah C

Great everything in one place you can pay online wit...

5
Great everything in one place you can pay online without getting your card details up exceo Reviewed on: 27th April 2026
S begum's avatar
S begum

Great way to manage fund and transfers

5
Great way to manage fund and transfers Reviewed on: 27th April 2026
Paul O's avatar
Paul O

Generally have always had a good experience with Pay...

5
Generally have always had a good experience with PayPal. Their integrations work very well with various platforms and retailers. Not much else to say. I wish they weren't always trying to sell me credit cards (like everyone else). There should be more ways to use PayPal outside of the app/platform e.g. with ApplePay so that i can use my AmEx in more places. Reviewed on: 27th April 2026
Torquil Jackson's avatar
Torquil Jackson

PayPal helpful

5
Had no problem s getting money back from companies using PayPal Reviewed on: 27th April 2026
Cerri d's avatar
Cerri d

Excellent

5
Great service. Easy to use app. No issues Reviewed on: 27th April 2026
Clo's avatar
Clo

Payal The Saviour

5
Paypal credit allows for flexibility and is very reliable and simple to use. I remember in the past where I have struggled with money, paypal credit has been there as a buffer to allow some breathing room for me to pay something back. I find paypal to be like a fortress, I know my money is safe and in capable and reliable hands. In a day and age where you can be a victim of fraud, paypal works hard to remind you and prevent you from falling into these traps. I do believe next year it will be 20 years since I have been using paypal!!! Reviewed on: 27th April 2026
Jack's avatar
Jack

Great way to ease cash flow with interest free optio...

5
Great way to ease cash flow with interest free options payable over longer periods Reviewed on: 27th April 2026
Iain G's avatar
Iain G

I use PayPal to make a variety of purchases as its q...

5
I use PayPal to make a variety of purchases as its quick and easy. Reviewed on: 27th April 2026
Jan Thompson's avatar
Jan Thompson

Review PayPal: PayPal Credit now

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