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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56858 reviews)

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4.91

Based on 56,858 reviews, last reviewed 7th Apr 2026

559700% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Helping out So easy to help out with pay in 3 especially when prices are rising continuously Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56858)

Amazing and easy service

Offered a total of £2900, is bought a few items and kept up my repayamebts and PayPal increased my total allowance to 3900, more than happy with the service and will definitely use them in the future Reviewed on: 8th July 2022

Keep it going

You can get in touch with PayPal at any time thay can help you with any problem with your account and thay are very perlite to you so keep it up PayPal Reviewed on: 8th July 2022

Brilliant service, very borrower friendly

This service has a very comfortable rate, and never rob you like others do! I am always finance my holidays, air fare etc. with this service. Reviewed on: 8th July 2022

Lovely experience

Paypal is there for you if you need money, I love the fact that you do not pay ant interest on your borrowing money and also pay as much as you can ! Thanks Paypal, my pal! Reviewed on: 8th July 2022

Hooray for 0% finance

PayPal credit is so easy, and ideal for those bigger purchases that you can spread over time without being charged interest! Life saver! Reviewed on: 8th July 2022

Very good Service

Nice and easy and simple very happy Reviewed on: 8th July 2022

Excellent offers and Customer Service

Brilliant to have the option of paying for various priced items. Interest free for 4 months etc. Would recommend helps to spread the cost and also the pay in 3 option under £99 is a benefit. Reviewed on: 8th July 2022

Easy and pain free

PayPal is already really accessible and globally used. So, it's an easy thing to get and use the credit. Interest free options help spread out the cost without paying an arm for the privilege. Reviewed on: 8th July 2022

Fantastic customer service

My experience with PayPal had been super good Reviewed on: 8th July 2022

Great company

Never have any issues with payment or with receiving the offer Reviewed on: 8th July 2022

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