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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

PayPal gives me options to pay, the app is efficient...

PayPal gives me options to pay, the app is efficient and easy to use. Reviewed on: 8th June 2026

Protection

“PayPal is convenient, secure, and widely accepted. Transactions are usually quick, and the buyer protection feature makes online shopping feel much safer.” Reviewed on: 8th June 2026

Fast, easy and convenient.

Fast, easy and convenient. Pay in 3, in particular, is a game changer. I wish there was an easy way to increase my credit limit though. Reviewed on: 8th June 2026

Its been a fine service about what is expect - only...

Its been a fine service about what is expect - only complaint is that it sometimes takes a while for a transaction to clear Reviewed on: 8th June 2026

Excellent service very handy, saves alot of time sec...

Excellent service very handy, saves alot of time secure and reliable and trustworthy would fully recommend to others Reviewed on: 8th June 2026

Always reliable and never any hassle

Always reliable and never any hassle Reviewed on: 8th June 2026

Paypal- poor

Well, not the best. Put missed payment on my report twice. Would like to win £1000 to finally close my account. Reviewed on: 8th June 2026

Seamless experience when purchasing.

Seamless experience when purchasing high valued items. The ease of using PayPal credit vs any other credit provider is easy and straightforward. Reviewed on: 8th June 2026

great line of credit

great credit with pay in 3 - plus debit card with points great idea Reviewed on: 8th June 2026

PayPal is the way for better spending

Am glad the day i have PayPal it let me save on interest free.also I can shop world wide without having any cash in my bank . Reviewed on: 8th June 2026

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