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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,051 reviews, last reviewed 20th Jun 2026
4239900% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had an issue with a purchase item with faulty item Had an issue with a purchase item. I asked for help form PayPal to step in. Which I was able to get my refund on a faulty item Reviewed on: 20th June 2026
khads1000's avatar
khads1000

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143051)

Easy reliable service, very simple to pay or receive...

5
Easy reliable service, very simple to pay or receive from money . Reviewed on: 27th April 2026
Olga M's avatar
Olga M

Convenient and Reliable

5
"I found PayPal Credit to be incredibly easy to use. Setting up my account was straightforward, and I appreciate the flexibility it offers, especially with options like 'Buy Now, Pay Later' and the ability to split payments into three different installments. This feature has made managing my finances much more convenient. Overall, I've had many excellent experiences using PayPal Credit." Reviewed on: 27th April 2026
Mirela M's avatar
Mirela M

PayPal money made easy.

5
PayPal offer excellent payment options for spreading the cost of purchases. The system is easy to use & any problems are resolved efficiently. Reviewed on: 27th April 2026
DKT's avatar
DKT

Safe transaction

5
easy access to pay with credit plus safe transactions Reviewed on: 27th April 2026
MR P Henderson 's avatar
MR P Henderson

Very safe and excellent , I use PayPal with confiden...

5
Very safe and excellent , I use PayPal with confidence , no problem at all Reviewed on: 27th April 2026
Ahmad Zeinali's avatar
Ahmad Zeinali

Always PayPal

5
Always a relief to see PayPal available when purchasing online Reviewed on: 27th April 2026
Simon Cannon's avatar
Simon Cannon

Excellent options for the modern family

5
Pay in 3 plans and 0% credit interest for 6months are excellent and allow me to live comfortably and manage finances accordingly. Very useful spending tools for a modern life/family and very much welcomed Reviewed on: 27th April 2026
Jody 's avatar
Jody

Great app, easy to use, very intuitive

5
Great app, easy to use, very intuitive Reviewed on: 27th April 2026
Robert P's avatar
Robert P

Been a PayPal customer since 2002 and find their exp...

5
Been a PayPal customer since 2002 and find their expertise and customer service to be exemplary. Reviewed on: 27th April 2026
Stuart A's avatar
Stuart A

I have been using PayPal for over a decade

5
I have been using PayPal for over a decade, and it has been a valuable tool for building my credit score. The payment process is always easy, and I have always found the customer service to be helpful. Reviewed on: 27th April 2026
David Leon's avatar
David Leon

Review PayPal: PayPal Credit now

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