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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Never really had any problems when I did about...

Never really had any problems , but when I did about a payment I sent and didn't show on my balance, PayPal said was correct must be my app. It's now showing correct amount Reviewed on: 8th June 2026

When I first started paypal I was guided through fil...

When I first started paypal I was guided through filling it in its really easy to use. All my friends and family use it. Reviewed on: 8th June 2026

Very reliable & professional service

Very reliable & professional service Reviewed on: 8th June 2026

Great experience, no issues at all

Great experience, no issues at all Reviewed on: 8th June 2026

I found the customer service team very helpful.

I found the customer service team very helpful. Never had any problems, I fact I’m very happy with PayPal and would highly recommend them Reviewed on: 8th June 2026

A godsend in bad times

It’s been a tough year for me and having PayPal credit to fall back on has really helped - sometimes it’s been what’s kept me fed in the evening. I like that it’s easy to see the payments in and payments out and keep on top of. Reviewed on: 8th June 2026

Just overall excellent experience for spreading paym...

Just overall excellent experience for spreading payments over four months excellent and friendly customer service Reviewed on: 8th June 2026

Easy and secure !

Very easy service to use, the app is clear and feels safe and secure. Reviewed on: 8th June 2026

A frequent user of PayPal

I use PayPal frequently, and am assured by the ease of use, the security steps in place to keep my money safe. Reviewed on: 8th June 2026

I was struggling in terms of money and I needed lapt...

I was struggling in terms of money and I needed laptop for my work, I got an idea and checked with PayPal credit. I got good offer with no interest if I use PayPal credit so I took it. Reviewed on: 8th June 2026

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