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PayPal: PayPal Credit reviews

4.73
Based on 143,045 reviews, last reviewed 20th Jun 2026
4239600% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service, great experience Good customer service, great experience Reviewed on: 20th June 2026
Adebisi A's avatar
Adebisi A

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143045)

Not a problem and has bin very far with...

5
Not a problem and has bin very far with me Reviewed on: 27th April 2026

Used it for a while now, great service and great int...

5
Used it for a while now, great service and great interest rates Reviewed on: 27th April 2026

Simple easy to use and safe.

5
Simple easy to use and any issues I have had have related to sellers. PayPal policies are very effective and protective of their customers. Reviewed on: 27th April 2026

Great to have interest free for three months

5
Great to have interest free for three months Reviewed on: 27th April 2026

Very good service

5
Very good service all around. Would recommend Reviewed on: 27th April 2026

PayPal has been a lifeline.

5
PayPal has been a lifeline. The app is really easy to navigate and repayments also easy. I've had PayPal for dome years now. Reviewed on: 27th April 2026

an easy payment method and a process that is simple...

5
an easy payment method and a process that is simple to use Reviewed on: 27th April 2026

Great for ease of payment

5
Has always been a big help when needed to cover larger payments Reviewed on: 27th April 2026

Good service ,happy customer Always feel a bit safel...

5
Good service ,happy customer Always feel a bit safely buying on line with paypal . Reviewed on: 27th April 2026

I have been using PayPal for many yrs excellent cust...

5
I have been using PayPal for many yrs excellent customer service really great to use ACC highly recommend to all even better than bank Reviewed on: 27th April 2026

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