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PayPal: PayPal Credit reviews

4.73
Based on 143,036 reviews, last reviewed 20th Jun 2026
4239250% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with PayPal is I love because is safe... My experience with PayPal is I love because is safe and very easy to manage Reviewed on: 20th June 2026
David Cambero Perez 's avatar
David Cambero Perez

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143036)

It’s good to don’t need paperworks

5
It’s good to don’t need paperworks Reviewed on: 27th April 2026

PayPal is always there and easy to use when you need...

5
PayPal is always there and easy to use when you need little extra help with money Reviewed on: 27th April 2026

Simple to set up.

5
Simple to set up. Feel safe using pay pal. Great having the app.? Reviewed on: 27th April 2026

Provide and Protect

5
Protection for my purchases and peace of mind for me Reviewed on: 27th April 2026

Just works

4
Always very straightforward and accessing offers ‘just works’. Reviewed on: 27th April 2026

Very helpful , never had a problem, all clear

5
Very helpful , never had a problem, all clear Reviewed on: 27th April 2026

Good service to buy online

5
Good service to buy online and nice offers. Reviewed on: 27th April 2026

Paypal's credit service is excellent and really help...

5
Paypal's credit service is excellent and really helps me with holidays and essential items. Very easy to use and so helpful if payday is not quite here. Reviewed on: 27th April 2026

Peace of Mind

5
I prefer to use PayPal whenever possible. It gives me peace of mind. Reviewed on: 27th April 2026

Always reliable and fair experiences.

5
Always reliable and fair experiences. Reviewed on: 27th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review