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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,022 reviews, last reviewed 19th Jun 2026
4238650% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Efficient and quick. Efficient and quick. Easy to use especially in the app Reviewed on: 19th June 2026
Neil h's avatar
Neil h

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143022)

Seamless payments with tonne options and flexibility

5
Seamless payments with tonne options and flexibility Reviewed on: 27th April 2026
Tom K's avatar
Tom K

I am so happy since I started using PayPal

5
I am so happy since I started using PayPal Reviewed on: 27th April 2026
Brendan obiora 's avatar
Brendan obiora

Brilliant company, always easy and secure way to pay

5
Brilliant company, always easy and secure way to pay Reviewed on: 27th April 2026
Danny c's avatar
Danny c

The service is really easy to use, clear and concise...

5
The service is really easy to use, clear and concise information is given and the credit rates are reasonable Reviewed on: 27th April 2026
James T's avatar
James T

Very quick and easy service.

5
Very quick and easy service. Easy to use app with easy access to detail breakdown. Reviewed on: 27th April 2026
John Vinson's avatar
John Vinson

Good app, easy to use

5
Good, easy to used it, to pay now or later Reviewed on: 27th April 2026
Cornel P's avatar
Cornel P

Everything you need concerning is perfect.

5
Everything you need concerning is perfect. Always there when you need them Reviewed on: 27th April 2026
Severin B's avatar
Severin B

The bedtime money company of all time, I don't have...

5
The bedtime money company of all time, I don't have time to write a detailed review but believe me I'm not a bot Reviewed on: 27th April 2026
Anonymous's avatar
Anonymous

PayPal Credit

5
PayPal Credit offers a really smooth and reliable experience. Their customer service is excellent—helpful, responsive, and easy to deal with whenever I’ve had a query. I also appreciate the convenience of being able to use it with Apple Pay, as well as having a physical credit card for everyday spending. It’s flexible, widely accepted, and fits seamlessly into how I manage my finances. Reviewed on: 27th April 2026
LPC's avatar
LPC

Quick money if you have urgent needs , great options...

5
Quick money if you have urgent needs , great options for pay back Reviewed on: 27th April 2026
Malgorzata A's avatar
Malgorzata A

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