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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Very good rates and service.

Very good rates and service. The app and specific credit section is easy to use and understand. Reviewed on: 8th June 2026

I find it an easy quick way to pay

I find it an easy quick way to pay Reviewed on: 8th June 2026

Can’t fault it

Can’t fault it, I’ve used PayPal for years and now with PayPal credit I find it even more convenient Reviewed on: 8th June 2026

Long term customer, very few problems.

I have been a long term customer and have had very few problems, none of which have been major. Any problems on purchases have been quickly sorted out by paypal services and have resulted in getting my account credited. Reviewed on: 8th June 2026

PayPal gives me protection & helps to spread costs

I love that my money feels protected when I use PayPal and the ability to spread larger payments over 3 months interest free is brilliant. Reviewed on: 8th June 2026

When I raised a complaint with PayPal, it was handl...

When I raised a complaint with PayPal, it was handled promptly and in a very professional manner. Reviewed on: 8th June 2026

Flexible and easy to use

Flexible and easy to use, positive experience Reviewed on: 8th June 2026

Easy and flexible

Very easy to access with varied options for how to make credit payments - enabling me to plan my purchases well. Reviewed on: 8th June 2026

Easy to use and keep track of spending

Easy to use and keep track of spending Reviewed on: 8th June 2026

Paypal credit is a great credit provider

Paypal credit is a great credit provider it offers the chance to spread purchases interest-free over a period of time. The only negative thing that I’d say about Paypal credit is sometimes it can be hard to track where you’re at when you have multiple payments especially when you have used it for transactions that aren’t interest free alongside the interest free payments. Reviewed on: 8th June 2026

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