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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Easy to use and understand.

Easy to use and understand. Easy to pay back as well Reviewed on: 8th June 2026

Used PayPal credit twice and would recommend

Bought a phone a year ago and paid with 12 months credit. Process was quick and easy. Paid it off recently then bought a sewing machine! Again, the process was simple and I would not hesitate to use again once this is paid off. Reviewed on: 8th June 2026

With PayPal since 2002

I joined PayPal in 2002, and I have to say I love the effortless of using it. I have never had any issues during the 24 years I have been with them. Would recommend the service to anyone, with no caveats. Reviewed on: 8th June 2026

Brilliant what's not to love

I use paypal all the time for purchases as I feel safer. Paypal is quick and easy to pay, they have several payment options making it more flexible and suitable for all budgets. I have security knowing my purchases are covered. They also have the new points systems which I am just about to join. Excellent all round. Reviewed on: 8th June 2026

Interest free for 4 months excellent

Interest free for 4 months excellent Reviewed on: 8th June 2026

I am very happy and grateful, one thing could be cha...

I am very happy and grateful, one thing could be changed - account details updated quicker . Reviewed on: 8th June 2026

PayPal makes sending and receiving money super easy

PayPal makes sending and receiving money super easy. I’ve used it for years and it’s always been fast, convenient, and reliable, especially for online purchases. The app is simple to use, and I like having the extra peace of mind when paying for things online. Reviewed on: 8th June 2026

Great option for buy.

Great option for buy. And I’m costumer of PayPal for long time Reviewed on: 8th June 2026

Very easy to set up

Very easy to set up and help out money wise Reviewed on: 8th June 2026

Excellent

Always helpful use paypal a lot never had any issues Reviewed on: 8th June 2026

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