Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,994 reviews, last reviewed 19th Jun 2026
4237300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good so far thank you, haven’t had any issues All good so far thank you, haven’t had any issues Reviewed on: 19th June 2026
Philip M's avatar
Philip M

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (142994)

PayPal has been helpful for taking care of some of m...

5
PayPal has been helpful for taking care of some of my financial problems by giving me an opportunity to purchase some stuffs and pay later. Reviewed on: 27th April 2026
Olayinka Olawale's avatar
Olayinka Olawale

Very good experiences so far.

5
Very good experiences so far. I have not had any problems using PayPal. Reviewed on: 27th April 2026
Daisy O's avatar
Daisy O

Great customer service.

5
Great customer service. When ever there is any sort of issue it is dealt with swiftly I have only had one issue with a purchas and PayPal were great in sorting it out Reviewed on: 27th April 2026
Andrew B's avatar
Andrew B

PayPal is like the oldest friend who help

4
PayPal was the very first portal actively helping to pay for some good and services on the market, but it stayed behind now, looking on to other portal possibilities (for example: Klarna) Reviewed on: 27th April 2026
Krzysztof T's avatar
Krzysztof T

Easy to use verry convenient pay in 3 verry usefull

5
Easy to use verry convenient pay in 3 verry good for when you would like to spread the cost Reviewed on: 27th April 2026
Michael hollands's avatar
Michael hollands

PayPal is fast, secure, and easy for retail payments.

5
PayPal stands out as one of the best retail payment providers for both businesses and customers. It offers a seamless and secure payment experience, allowing users to send and receive money quickly across the globe. The platform is widely trusted and accepted, which makes it especially valuable for retail businesses looking to expand their customer base. One of PayPal’s biggest strengths is its ease of use. Setting up an account is straightforward, and the interface is intuitive, even for those who are not tech-savvy. For retailers, PayPal provides multiple integration options, whether for online stores, mobile payments, or invoicing, making it highly flexible. Security is another major advantage. PayPal uses advanced encryption and fraud protection systems, giving both buyers and sellers peace of mind. The buyer protection policy also builds trust, encouraging more customers to complete purchases. Overall, PayPal is a reliable, efficient, and globally recognized payment solution, making it an excellent choice for anyone in the retail space looking to streamline transactions and improve customer experience. Reviewed on: 27th April 2026
Fahad's avatar
Fahad

PayPal Credit

5
You have been very good with me every time I used you Reviewed on: 27th April 2026
Paul Greatorex's avatar
Paul Greatorex

Fast and efficient with good offers

5
Fast and efficient with good offers Reviewed on: 27th April 2026
Joanne W's avatar
Joanne W

It has always been good no issues.

5
It has always been good no issues. Reviewed on: 27th April 2026
Samantha L's avatar
Samantha L

Versatile Card

5
It has been a bonus to have paypal on my side while travelling abroad. Reviewed on: 27th April 2026
Sam's avatar
Sam

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill