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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Love the flexibility of PayPal, affordable repayment...

Love the flexibility of PayPal, affordable repayment options. Customer service is very helpful, and peace of mind knowing they are there to assist you. Reviewed on: 8th June 2026

Easy usage

Very good and easy to use app! I really enjoy using PayPal credit and the amount of options it has regarding how to pay such as pay in three etc, it’s very handy to manage my payments Reviewed on: 8th June 2026

Interest Free Grace & Shop Galore!

I like that you get 4 months interest free on things over £100. I also enjoy the many options of where I can purchase from. Reviewed on: 8th June 2026

Always easy to use and has a security for all...

Always easy to use and has a security for all payments Reviewed on: 8th June 2026

Easy way to pay with options to spread the costs.

Easy way to pay with options to spread the costs. Reviewed on: 8th June 2026

It is easy and simple to get through, I always liked...

It is easy and simple to get through, I always liked that. Reviewed on: 8th June 2026

Definitely recommend..

PayPal is a great way to pay for purchases and travel and it's great how you have the option to pay over time...would definitely recommend to friends and family.. Reviewed on: 8th June 2026

Paypal is so easy to use and very convenient to have...

Paypal is so easy to use and very convenient to have for payments Reviewed on: 8th June 2026

It really is a Pay Pal

I like the Pay in 3 facility. I don't like using credit, but this is interest-free and helps spread the load. Reviewed on: 8th June 2026

PayPal credit is amazing!!!

PayPal credit is amazing, I use it all the time the interest is good and I find it easy to use. It’s very helpful when I need to purchase something but am a little short on cash, it’s easy to use and a great service. Reviewed on: 8th June 2026

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