Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 142,919 reviews, last reviewed 19th Jun 2026
4234100% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great due to the 4 months over 100 spend. Great due to the 4 months over 100 spend. Reviewed on: 19th June 2026
Dale blackmore 's avatar
Dale blackmore

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142919)

Only criticism I have is there are no notifications...

4
Only criticism I have is there are no notifications given when 0% interest ends for credit purchases, and the APR jump thereafter is pretty vast Reviewed on: 26th April 2026

I feel safer using PayPal than giving my bank detail...

5
I feel safer using PayPal than giving my bank details so I feel more protected. And the side of the world also as I’m always rushing whilst buying online saves me writing the address in each time. Reviewed on: 26th April 2026

I am Enjoy it

5
Having good experience so far and fast way to get purchases done Reviewed on: 26th April 2026

A great and secure way to shop, hassle free

5
A great and secure way to shop, hassle free Reviewed on: 26th April 2026

Amazing customer service.

5
Amazing customer service. Best ever Reviewed on: 26th April 2026

Good range of options to pay

5
Good range of options to pay and is secure Reviewed on: 26th April 2026

Always a great experience, I have always enjoyed the...

5
Always a great experience, I have always enjoyed the Paypal app. I’m a loyal customer Reviewed on: 26th April 2026

Good experience and fast would recommend too family...

5
Good experience and fast would recommend too family and friends Reviewed on: 26th April 2026

PayPal provide great safe and secure financial servi...

5
PayPal provide great safe and secure financial services. Which I have used for many years now Reviewed on: 26th April 2026

Easily accessible and convenient credit

5
The ease of access and convenience of their credit card has been brilliant and gotten me out of many situations. Reviewed on: 26th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review