Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

I’ve had a really positive experience using PayPal C...

I’ve had a really positive experience using PayPal Credit. The application process was straightforward, and being able to spread the cost of larger purchases has helped me manage my finances more effectively. The account is easy to monitor through the PayPal app, and payments are simple to make. I also appreciate the added flexibility and security that comes with using PayPal for online purchases. Overall, it’s been a convenient and reliable way to manage spending when needed. Reviewed on: 8th June 2026

Handy option

I've been using PayPal for many years now and by using the credit option and also the fabulous Pay in 3 option, I've been able to purchase items at the time required without having to worry about paying the full amount. Reviewed on: 8th June 2026

Great way to pay and break down into more smaller a...

Great way to pay and break down into more smaller affordable payments if you can't afford to pay it all at once. Reviewed on: 8th June 2026

Very helpful and simple to be able to get the credit...

Very helpful and simple to be able to get the credit you need. Reviewed on: 8th June 2026

Exceptional service

Clear to navigate. User friendly. Many options to make payments. Refunds processed swiftly. Collecting points is a good incentive to use regularly. Reviewed on: 8th June 2026

PayPal for friendly payments

PayPal is easy to use. Great for spreading costs over larger purchases especially when no interest is charged. Easy to make payments & transfer money to family & friends. Reviewed on: 8th June 2026

Easy to use & helpful information

Easy to use & helpful information Reviewed on: 8th June 2026

Easy and trustworthy credit

Credit you can trust, easy payments automatically scheduled and a robust return system if someone wrong with your purchase. Reviewed on: 8th June 2026

Always so easy to make purchases and you don’t have...

Always so easy to make purchases and you don’t have to input all your financial details time and time again. Good options to pay later too. It’s doesn’t hurt your pocket if you use one of their credit options. I’ve used PayPal for many purchases and find the payment protection a brilliant feature. Reviewed on: 8th June 2026

It was there when I needed it,

It was there when I needed it, and done very quickly. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub