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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Simple Purchasing Power

The whole process is user friendly, safe and accurate Reviewed on: 8th June 2026

Psypal credit has helped me to buy bigger purchases...

Psypal credit has helped me to buy bigger purchases which I have spread slightly longer interest free. All while still having the same paypal protection Reviewed on: 8th June 2026

Ease of use good 0% options offer flexibility, helpe...

Ease of use good 0% options offer flexibility, helped when i had a fraud issue!! Reviewed on: 8th June 2026

PayPal is very flexible understanding and I am very...

PayPal is very flexible understanding and I am very happy with it Reviewed on: 8th June 2026

Always there when I need it!

Always there when I need it. Very easy to use! Reviewed on: 8th June 2026

Simple to do, easy to understand, flexible

I've used PayPal credit a number of times - it gives me the flexibility to make bigger than normal purchases while the favourable interest rates and different payment plans give me confidence over being able to make repayments at a level that suits me. Reviewed on: 8th June 2026

Safe, flexible and convenient

Safe, flexible and convenient ways to shop, pay and making transfer Reviewed on: 8th June 2026

I highly recommend Paypal.

I highly recommend Paypal. User friendly and the App is extremely easy to work with. The whole process was simple, transparent, and very convenient. Everything is clearly explained, with no hidden surprises, making it easy to trust their service. Paypal is straightforward to use and works seamlessly with most of the websites and services I use regularly. Overall, a smooth and hassle-free experience that I would gladly recommend to others. Reviewed on: 8th June 2026

PayPal credit is easy to use

PayPal credit is Easy to use via the paypal app while making purchases. This will come up as one of your payment options along with your cards and pay in 3. PayPal credit easy to pay off when you want to or by setting up a direct debit for a set amount to come out each month. You can track how much money you have left in PayPal credit to use. Reviewed on: 8th June 2026

paypal is very easy to ise and reliable i never had...

paypal is very easy to ise and reliable i never had issues making payments using paypal Reviewed on: 8th June 2026

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