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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Very easy and simpler to use.

Very easy and simpler to use. The rates are reasonable as well. Good balance too, and has allowed me to access and install on appliances, services and events in advance when necessary. Reviewed on: 8th June 2026

It has been great with all the different options you...

It has been great with all the different options you have available to you and it’s has been helpful at a time of need as well. It has been a big connivence as well. I actually was recommended by family as well. Reviewed on: 8th June 2026

Fantastic company & good customer service

Fantastic company & good customer service Reviewed on: 8th June 2026

Easy to use and accepted all over

Great product, really easy to use and navigate the app, can be used anywhere that accepts PayPal and now even more places since they brought out an actual card linked to your account Reviewed on: 8th June 2026

PayPal Credit is been easy to use.

PayPal Credit has been easy to use and convenient for spreading the cost of larger purchases. The application process was straightforward, payments are simple to manage through the app, and promotional interest-free periods can be very useful when used responsibly. Reviewed on: 8th June 2026

PayPal has always got my back

PayPal has always got my back if that means spending money through their app or helping me out when I’m short. Any time I need advice their customer service is amazing and very patient. Very good job overall. Reviewed on: 8th June 2026

Easy to use, good offers available

Easy to use, good offers available Reviewed on: 8th June 2026

Brilliant n fantastic

It’s fantastic. We can use it anywhere to pay Reviewed on: 8th June 2026

Can always rely on PayPal and I don’t have to worry...

Can always rely on PayPal and I don’t have to worry if I need anything and haven’t got the money at the time as I can use PayPal and pay later when I have the money. Love it Reviewed on: 8th June 2026

Really love the pay in 3 optionTHe opportunity to ha...

Really love the pay in 3 optionTHe opportunity to have 0% is very useful Reviewed on: 8th June 2026

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