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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,526 reviews, last reviewed 7th Apr 2026
529300% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All great. All great. Fantastic customer service. Reviewed on: 7th April 2026
Marek T's avatar
Marek T

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56526)

easy credit

5
credit when and where you want it, easily managed Reviewed on: 13th June 2022
Cindy Webber's avatar
Cindy Webber

You are the best!

5
Thank you! You saved my life! Verry helpful! Reviewed on: 13th June 2022
Iulian Dicu's avatar
Iulian Dicu

Great idea, really helps with those small purchases

5
Used paypal credit card many times, easy to use and helps manage money Reviewed on: 13th June 2022
Azher Ayub's avatar
Azher Ayub

Awesome lender

5
Awesome lender, great lean process. Fast and hassle free. Definitely recommend!! Reviewed on: 13th June 2022
Asad Moosa's avatar
Asad Moosa

Efficient

5
Never had any bad dealings with PayPal credit. Very efficient and fair. Helped me when I got scammed. Always reminding me about when payments due. Very satisfied customer Reviewed on: 13th June 2022
Zowie willis 's avatar
Zowie willis

So easy

5
Very straightforward and safe to use Reviewed on: 13th June 2022
Alison Rowe's avatar
Alison Rowe

Brilliant

5
Great for making those more expensive items Reviewed on: 13th June 2022
Nicola 's avatar
Nicola

Very good

3
Easy to pay with on line and I feel confident in paying with PayPal Reviewed on: 13th June 2022
Matthis Osazuwa 's avatar
Matthis Osazuwa

Easy to use

5
No issues on re payments and protected Reviewed on: 13th June 2022
Donnie Vera's avatar
Donnie Vera

No fuss credit card

5
Enjoy interest free for four months anytime you spend £99+ and occasional promotion of spreading purchases over 36 months interest free. Simple and easy to use app. Can’t ask for more than that. Reviewed on: 13th June 2022
asarkwaku@yahoo.com's avatar
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