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PayPal: PayPal Credit reviews

4.73
Based on 181,139 reviews, last reviewed 1st Sep 2026
11% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026
caitlin's avatar
caitlin

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181139)

PaYPal the easy and fast way to pay.

5
Always on hand to help ,payments fast and convenient, apps are easy to use and understand. Reviewed on: 8th June 2026

Trust worthy.

4
Trust worthy. Easy to work with. Reviewed on: 8th June 2026

Very secure and reliable method of payment.

5
Very secure and reliable method of payment. Provided good customer support when I encountered issues with dodgy sellers in the past. I always opt to pay with PayPal if I'm making a new purchase from a new seller or site for safety reasons. Reviewed on: 8th June 2026

So easy to use and great customer service support

5
So easy to use and great customer service support Reviewed on: 8th June 2026

Clear instructions on how to apply and easy to follo...

5
Clear instructions on how to apply and easy to follow application Reviewed on: 8th June 2026

Always fast efficient service when needed.

5
Always fast efficient service when needed. Reviewed on: 8th June 2026

Decent good and bad depends the situation but mostly...

4
Decent good and bad depends the situation but mostly good Reviewed on: 8th June 2026

Using Paypal Daily

5
I enjoy using paypal almost daily Reviewed on: 8th June 2026

Protection

5
I trust PayPal because their buyer protection has saved me more than onc Reviewed on: 8th June 2026

I’ve had a very positive experience using PayPal.

5
I’ve had a very positive experience using PayPal. The platform is easy to use, secure, and makes sending and receiving payments quick and convenient. I appreciate the buyer protection features and the ability to manage transactions in one place. Customer support has been helpful when needed, and the service has made online shopping and payments much more straightforward. Overall, PayPal is a reliable and trustworthy payment solution that I would happily recommend to others. Reviewed on: 8th June 2026

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