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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56637 reviews)

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4.91

Based on 56,637 reviews, last reviewed 7th Apr 2026

539400% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always easy to use and confidence protection in plac... Always easy to use and confidence protection in place if any issues Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56637)

Great Payment Facility

I love the fact I get 4 months to pay for my purchases Reviewed on: 15th June 2022

Convenient and transparent

I have found the service to be easy and convenient enabling a buffer to monthly outgoings. Most importantly the ability to follow and adapt repayments is brilliant. Reviewed on: 15th June 2022

Great and convenient

Really useful to use, plenty of places to use, great customer service and the interest free offers have been fantastic. Highly recommend it as a service, the best that I use! Reviewed on: 15th June 2022

good service

i like to use its easy and i naver having any issu Reviewed on: 15th June 2022

Amazing

It’s given me the chance to buy myself a set of technic 1210’s which I wouldn’t of been able to do otherwise! Reviewed on: 15th June 2022

Simple to use and manage

Simple to use and manage, great for the yearly holiday or the unexpected purchase Reviewed on: 15th June 2022

So easy to use

It's brilliant and easy to keep track of payments and to keep on top of paying back better than bank credit card Reviewed on: 15th June 2022

Easy and manageable

It’s easy to use, easy to set up and super easy to manage Reviewed on: 15th June 2022

Absolutely fantastic

Absolutely fantastic. Made shopping so much easier with the variety of choices available from PayPal credit. 0% apr of paid with 4 months is a total game changer. Reviewed on: 15th June 2022

Excellent

Helps me when I need it. Quick and easy way with long 4 months 0%... Love it! Reviewed on: 15th June 2022

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