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PayPal: PayPal Credit reviews

4.73
Based on 143,508 reviews, last reviewed 20th Jun 2026
4260850% increase in 5 star reviews
in the past 90 days
12200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a very secure way for me to buy on line and co... It's a very secure way for me to buy on line and convenient and I usually use the 3 month spread the cost on higher cash purchases. Reviewed on: 20th June 2026
Donna M's avatar
Donna M

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143508)

I love using this to buy new videogames hehe or more...

5
I love using this to buy new videogames hehe or more than one in one go. Or just buying deliveroo food Reviewed on: 27th April 2026

Easy to use, and helps with costly spending, being a...

5
Easy to use, and helps with costly spending, being able to spread out the cost Reviewed on: 27th April 2026

I Use PayPal on a Regular Basis.

5
I Use PayPal on a Regular Basis. Can’t fault the Service Provided Reviewed on: 27th April 2026

Versatile accessible financing

5
Any kind of finance at your fingertips - no qualms whatsoever in accessing it! Reviewed on: 27th April 2026

Great experience, always use PayPal credit card and...

5
Great experience, always use PayPal credit card and had a problem Reviewed on: 27th April 2026

PayPal credit is easy and dependable

5
PayPal credit has been clear and upfront and generally amazingly easy to use. Well explained and apr rates is perfect. Reviewed on: 27th April 2026

Cant complain but use common sense with your finances

5
Can‘t complain, I think PayPal is extremely beneficial for anybody looking to improve credit score or looking for a safe, easy route for purchases. However, it‘s a little too easy to use, so be careful. Reviewed on: 27th April 2026

Good for when you need something and dont have to wa...

5
Good for when you need something and dont have to wait till pay day Reviewed on: 27th April 2026

Go to payment system hassle free and effortless

5
Go to payment system hassle free and effortless Reviewed on: 27th April 2026

Paypal great little app.

5
Great customer service support. Great to purchase & pay at later date Reviewed on: 27th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review