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PayPal: PayPal Credit reviews

4.73
Based on 143,540 reviews, last reviewed 20th Jun 2026
4262150% increase in 5 star reviews
in the past 90 days
12250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve never experienced any issues with PayPal or Pay... I’ve never experienced any issues with PayPal or PayPal Credit Reviewed on: 20th June 2026
Justin Porter's avatar
Justin Porter

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026
David P's avatar
David P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143540)

Never had any issues with PayPal, always been quick...

5
Never had any issues with PayPal, always been quick to help if I have. Reviewed on: 27th April 2026

I love the ease and security of PayPal

5
I love the ease and security of PayPal Reviewed on: 27th April 2026

Super Efficient Effective

5
PayPal is my go to choice when shopping. It’s quick convenient and I love the payment choices. Reviewed on: 27th April 2026

Brilliant

5
Love PayPal credit so easy to use great service. Perhaps at times a little too easy lol. Great for paying big payments like holidays. 100% happy thank you. Reviewed on: 27th April 2026

Faulty Item

5
I recently had a problem with a purchased item it was resolved by PayPal quickly Reviewed on: 27th April 2026

PayPal is the way

5
PayPal offers a secure and easy way to shop on line, share money and all with no worry. I use regularly and have recommended to friends and family. Reviewed on: 27th April 2026

SHOPPING DONE SAFELY

5
THE STAFF AT PAYPAL ARE ALWAYS HELPFUL IF ANY PROBLEMS POP UP AND ARE ALWAYS ONLY A PHONE CALL AWAY FROMPUTTING YOUR MIND TO REST Reviewed on: 27th April 2026

Use to pay most things.

4
Use to pay most things. Love rewards Reviewed on: 27th April 2026

confident when using PayPal

5
Trust paypal Always use them for my pay in as well Reviewed on: 27th April 2026

Reliability and confidence

5
From day one I have always found PayPal to be the most reliable way of transferring funds and making payment, there has never been an instance of missed payments and it is always guaranteed, funds permitting of course, keep up the top work. Reviewed on: 27th April 2026

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