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PayPal: PayPal Credit reviews

4.73
Based on 181,139 reviews, last reviewed 1st Sep 2026
11% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026
caitlin's avatar
caitlin

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181139)

vauled customer

5
I have vauled being a paypal customer, vauled having the support and platform to be able to make purchases Reviewed on: 8th June 2026

Never had a problem with Pay Pal always.

5
Never had a problem with Pay Pal always. Had excellent service and experience Reviewed on: 8th June 2026

Daily use

5
First rate, easy to use available in nearly every situation and quick. Reviewed on: 8th June 2026

The app experience has been significantly better.

4
The app experience has been significantly better. However, the management of the account is a little but difficult. For example i need to call the customer service to be able to close the account. Reviewed on: 8th June 2026

It's easy for you if you have a problem.

5
It's easy to you if you have a problem. They provide excellent service to sort out your problem Reviewed on: 8th June 2026

Easy to use, and hassle free.

5
Easy to use, and hassle free.Nice and easy setting up. Reviewed on: 8th June 2026

Easy to use.

5
Easy to use. App provides financancial clarity. No more entering CC or DC details into online vendors' sites. Reviewed on: 8th June 2026

Boost your credit

5
Used for several years and features continually make this option to purchase this platform more and more.Highly recommended and good service Reviewed on: 8th June 2026

I always use PayPal for all online purchases always...

5
I always use PayPal for all online purchases always goes through smoothly Reviewed on: 8th June 2026

Very easy and simple to use, I would definitely reco...

5
Very easy and simple to use, I would definitely recommend it to anyone Reviewed on: 8th June 2026

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