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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Pay in 3 service is very convenient and easy to use.

Pay in 3 service is very convenient and easy to use. Reviewed on: 8th June 2026

Love to use the app - it’s easy.

Love to use the app - it’s easy. Great value on four months interest free credit. Love the use of a physical card too Reviewed on: 8th June 2026

Useful in case of emergencies.

Useful in case of emergencies. Great options. Helpful customer service. Reviewed on: 8th June 2026

PayPal 5 star service

PayPal have been fantastic, really supportive customer service. The app is always really easy to use and always functioning. They have particularly supported me with a difficult period of life and provided me with the extra support I need. I feel they have gone above and beyond to help me! Reviewed on: 8th June 2026

great service

great service with safe transactions which is a benefit when placing orders Reviewed on: 8th June 2026

Absolutely fantastic.

Absolutely fantastic. I use it ask the time as it’s easy and convenient Reviewed on: 8th June 2026

Always been a great service to me.

Always been a great service to me. Recieving money from friends, pay in three and PayPal credit is great for managing my finances Reviewed on: 8th June 2026

Easy to use snd always feel it’s safe

Easy to use snd always feel it’s safe Reviewed on: 8th June 2026

Best around

Always use them. Very convenient would highly recommend Reviewed on: 8th June 2026

Felxible Payments made easy

Allowing flexible paynent options for commerial purchases and easy transfer on money to friends and family. Reviewed on: 8th June 2026

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