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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Been using paypal for a long time and everything is...

Been using paypal for a long time and everything is smooth using their app. Reviewed on: 8th June 2026

Ease of use is great!

Ease of use is great. Would give more top marks if the returns process was better for refunds. Reviewed on: 8th June 2026

Easy to use and understand.

Easy to use and understand. Has a lot of good offers as well. Reviewed on: 8th June 2026

The options available when buying or paying are great.

The options available when buying or paying are great. Pay in 3 has saved me several times. Reviewed on: 8th June 2026

I have used Paypal for over ten years.

I have used Paypal for over ten years. Its been reliable and secure and a convenient tool when transferring funs. Reviewed on: 8th June 2026

Peace of mind while shopping

I've used PayPal for many years & confident that my purchases are protected. Customer services have always been outstanding. Reviewed on: 8th June 2026

Perfect and safe

I feel my money and details r all safer with PayPal Reviewed on: 8th June 2026

Love how flexible and easy to use

Love how flexible and easy to use Reviewed on: 8th June 2026

I've used PayPal credit quite a few times it gives d...

I've used PayPal credit quite a few times it gives different ways to pay the service you get has always been excellent Reviewed on: 8th June 2026

Superb with everything.

Superb with everything. All the offers and discounts that are available. Reviewed on: 8th June 2026

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