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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

I use PayPal credit as it is convenient

I use PayPal credit as it is convenient Reviewed on: 8th June 2026

I have had the best experience with PayPal very help...

I have had the best experience with PayPal very helpful , very convenient and helps in every way possible Reviewed on: 8th June 2026

Any questions ive had have been dealt with efficient...

Any questions ive had have been dealt with efficiently and quickly always polite and friendly Reviewed on: 8th June 2026

Easy purchasing and also easier to get refund when n...

Easy purchasing and also easier to get refund when needed Reviewed on: 8th June 2026

Paypal helps me keep in control of my finances!

Paypal helps me keep in control of my finances! Reviewed on: 8th June 2026

I feel it has improve over the years and now you can...

I feel it has improve over the years and now you can have the physically card instead of online. Reviewed on: 8th June 2026

Excellent services, credit card, pay in 3

Excellent services, credit card, pay in 3 Reviewed on: 8th June 2026

I use several of PayPal payment services to allow me...

I use several of PayPal payment services to allow me to budget and got necessities and the odd treat. The pay in 3 is good for when you don't want to balance hanging around and PayPal credit is better than relying on credit cards. More likely to pay off quicker. Reviewed on: 8th June 2026

Paid for two flights for when i go travelling?

Paid for two flights for when i go travelling? Split the cost over four months interest free. Reviewed on: 8th June 2026

Quick, easy

Quick, easy and straightforward ways to pay or spread payments for more expensive things Reviewed on: 8th June 2026

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