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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,975 reviews, last reviewed 13th Jun 2026
4009250% increase in 5 star reviews
in the past 90 days
11350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Super easy to use and the PayPal credit 4 month 0% i... Super easy to use and the PayPal credit 4 month 0% is a lifesaver when things are tight! Customer service sorted an issue where I changed my payment a... Read more Reviewed on: 13th June 2026
Jon Earp's avatar
Jon Earp

Latest lowest rating:

1

no rise in 15 years not good lll no rise in 15 years not good lll Reviewed on: 13th June 2026
joseph a's avatar
joseph a
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137975)

Good credit provider and works at majority of retail...

4
Good credit provider and works at majority of retailers Reviewed on: 22nd April 2026
Joel J's avatar
Joel J

Very practical

5
Very practical,I love it use of credit card very nice Reviewed on: 22nd April 2026
Etienne K's avatar
Etienne K

Professional and efficient with their services.

5
Professional and efficient with their services. They respond very quickly, supportive and offer alternative payment arrangements. Reviewed on: 22nd April 2026
Inno Cent's avatar
Inno Cent

A1 Plus I would recommend all the time.

5
Always fair to me and Verry helpfull too Reviewed on: 22nd April 2026
Elizabeth Fothergill's avatar
Elizabeth Fothergill

PayPal payment

5
No quibble refunds, payments accepted worldwide Never had any problems. Reviewed on: 22nd April 2026
David E's avatar
David E

Fantastic service, i mainly use the pay in 3 instalm...

5
Fantastic service, i mainly use the pay in 3 instalments service which helps to manage my monthly cashflow better Reviewed on: 22nd April 2026
KN's avatar
KN

Trusted finance

5
Easy to use and contact when you need to speak to someone Reviewed on: 22nd April 2026
Douglas T's avatar
Douglas T

Never have any issues with PayPal either paying or r...

5
Never have any issues with PayPal either paying or receiving a refund Reviewed on: 22nd April 2026
Julie 's avatar
Julie

Its fast, easy and safe

5
Its fast, easy, safe and I have never had any problems with delays or missing payments Reviewed on: 22nd April 2026
James A's avatar
James A

I’m almost exclusively use PayPal credit for large p...

5
I’m almost exclusively use PayPal credit for large purchases, particularly the Pay 3. Reviewed on: 22nd April 2026
Darren G's avatar
Darren G

Review PayPal: PayPal Credit now

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