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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56663 reviews)

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4.91

Based on 56,662 reviews, last reviewed 7th Apr 2026

541700% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fantastic Great options for paying via Credit. The only thing that would make it better is if all stores accepted PayPal! Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56663)

Very happy with PayPal credit!

Applied for a new credit line with PayPal and purchased a few things that i needed for a while. Plus if i will repay the full ammount in 4 months i will not pay any commission for borrowing that money, wich is great! Thank you PayPal Credit! Reviewed on: 13th June 2022

Great help

And payment plans to suit what you can afford make it so much better Reviewed on: 13th June 2022

Great service

It's always there at the tap of the screen when you need it and it's so easy to use. There are repayment options and often some good deals, like 0% for 4 months etc. I have used it for a few years and think it's great. Reviewed on: 13th June 2022

Use it wisely to pay very little interest

Use it wisely to pay very little interest. Plan your larger purchases and take the 4 months no interest option. It’s better than any other credit card I know Reviewed on: 13th June 2022

0% for 4 months is excellent

Helps spread the cost of larger purchases but I can enjoy my purchases earlier than saving Reviewed on: 13th June 2022

So handy

Super convenient for spreading costs over months wether it be a few month or several years Reviewed on: 13th June 2022

Interest free credit

Great easy to pay service, safe and secure, interest free for 4 months nowhere else like it Reviewed on: 13th June 2022

Brilliant option

PayPal credit gives you the option of spreading the cost of your purchase. With no interest if cleared within time scale. Highly recommend Reviewed on: 13th June 2022

No hassle!

All transactions are quick and reliable Reviewed on: 13th June 2022

One fine credit card

Big fan of PayPal credit card, long time user. Been enjoying the rewards PayPal offer me and the buyer protection they provide is top quality. Highly recommend this credit service to everyone. Reviewed on: 13th June 2022

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