Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137988 reviews)

View other PayPal products

4.73

Based on 137,988 reviews, last reviewed 14th Jun 2026

4009900% increase in 5 star reviews

in the past 90 days

11400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Wery excellent service Hood experience. Wery Hood experience. No problem at all Reviewed on: 14th June 2026

Latest lowest rating:

1

I struggle to make a payment to my account and then... I struggle to make a payment to my account and then they suspend my account Reviewed on: 14th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (137988)

PayPal is Brilliant

When ever I needed the help PayPal always been there to help out with 3 payment way of buying things which is a massive help and support. Reviewed on: 22nd April 2026

Dispute not resolved

I had dispute with seller, PayPal ignored my messages and closed the dispute in favor of the seller. Couple times I reopened dispute but after 12 hours they was closed again. What the point open dispute and didn't ask me for any information and close it again? Reviewed on: 22nd April 2026

Great service

So easy to deal with, great customer service Reviewed on: 22nd April 2026

Been an excellent experience with a great rewards pa...

Been an excellent experience with a great rewards package Reviewed on: 22nd April 2026

Ace aboe all

Paypal is always brilliant where ever you go Reviewed on: 22nd April 2026

Unmatched Superb Service

I enjoy everything about PayPal especially the payment options which is unmatched. Reviewed on: 22nd April 2026

Always helpful and I feel safe buying online

Always helpful and I feel safe buying online Reviewed on: 22nd April 2026

It’s really easy to use and manage

It’s really easy to use and manage Reviewed on: 22nd April 2026

Very good .very helpful

Very good . I enjoy it. Very helpful Reviewed on: 22nd April 2026

Paypal is convenient and easy to use.

Paypal is convenient and easy to use. Within minutes money is sent and received. I have a daughter who is at college in another country. Paypal makes it so easy for me to send her money for needs and emergency. Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 69659 reviews
Payments
from PayPal 4.72 from 3747 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub