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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Easy simple and great for spreading payment for all...

Easy simple and great for spreading payment for all sorts of purchases. Reviewed on: 8th June 2026

Use it regularly and works well!

Use it regularly and works well! I have used it to pay for goods and services and recently dipped into 3 month credit Reviewed on: 8th June 2026

Good experience

Best checkout everything went smoothly Reviewed on: 8th June 2026

PayPal is so easy to use, I have used it many times...

PayPal is so easy to use, I have used it many times and cannot reccomend it highly enough. Reviewed on: 8th June 2026

Credit made easy

A very easy way to spread the cost of larger purchases Reviewed on: 8th June 2026

My only complaint.

My only complaint. Wish the information was updated quicker. Reviewed on: 8th June 2026

Great service

I use PayPal a lot and I have always had a good experience Reviewed on: 8th June 2026

I've enjoyed spreading out my payments over several...

I've enjoyed spreading out my payments over several month and paying back bit by bit instead of paying for everything in one go. It's been very useful since paypal is accepted on most retailers, whether it's flights or hotels or general large purchases. I also have a digital credit card now so I can use it in person too, it's fantastic. Reviewed on: 8th June 2026

PayPal credit has been incredibly useful at times wh...

PayPal credit has been incredibly useful at times when I’ve needed to spend but didn’t have the funds. The app makes things easy to understand, and as long as you keep an eye on when your payments are due, it is a great service. Would recommend. Reviewed on: 8th June 2026

Very good communication

Very good communication with Paypall nice team friendly and helpful Reviewed on: 8th June 2026

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