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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (138000 reviews)

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4.73

Based on 138,000 reviews, last reviewed 14th Jun 2026

4010500% increase in 5 star reviews

in the past 90 days

11400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit Card Review. Excellent Experience I have been using PayPal Credit for the past few months, and my experience has been excellent. One of the biggest advantages is the 0% interest instal... Read more Reviewed on: 14th June 2026

Latest lowest rating:

1

I struggle to make a payment to my account and then... I struggle to make a payment to my account and then they suspend my account Reviewed on: 14th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (138000)

No complaints

It's been a really good experience. Reviewed on: 22nd April 2026

Excellent

Works great and gives you good protection if anything goes wrong. Reviewed on: 22nd April 2026

I have used PayPal for years, it is reassuring that...

I have used PayPal for years, it is reassuring that your purchases are protected and if you have issues with a merchant, they will step in and help Reviewed on: 22nd April 2026

Very good experience, especially with the Credit car...

Very good experience, especially with the Credit card facilities Reviewed on: 22nd April 2026

I’ve had a very positive experience using PayPal Cre...

I’ve had a very positive experience using PayPal Credit. It’s simple to use, offers flexible payment options, and makes online shopping much more convenient. The ability to spread payments over time without immediate interest (when eligible) has been especially helpful. Overall, it’s a reliable and user-friendly financial tool. Reviewed on: 22nd April 2026

No issue whatsoever in all my years.

No issue whatsoever in all my years. Reviewed on: 22nd April 2026

Very good

Easy to use, very convenient, always had a good experience with customer help Reviewed on: 22nd April 2026

I love PayPal Credit option!

I love PayPal Credit option! It's easy to use, versatile and help with finances. Reviewed on: 22nd April 2026

Easy to use and navigate.

Easy to use and navigate. Especially on the app Reviewed on: 22nd April 2026

i love paypal and paypal credit its better than a pa...

i love paypal and paypal credit its better than a payday loan and more convenient Reviewed on: 22nd April 2026

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