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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,857 reviews, last reviewed 7th Apr 2026
559600% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing provider Easy to use questions answered straight away and all in all just a great a provider Reviewed on: 7th April 2026
Chris Dawe's avatar
Chris Dawe

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56857)

Best credit provider

5
4 months interest free is more than many banks out there. Love it. Reviewed on: 14th June 2022
Yessica G's avatar
Yessica G

Simple and efficient

5
Does exactly what it promises, fast, efficient and reliable. Great product, I will continue to use it whenever I can. Reviewed on: 14th June 2022
Chrispalf's avatar
Chrispalf

Very convenient

5
I use PayPal because my purchases are protected against fraudulent businesses Reviewed on: 14th June 2022
Kingsley D'mello's avatar
Kingsley D'mello

Goo deals when you need them.

5
Having PayPal Credit gives you flexibility and good value on a wide range of services and products. Reviewed on: 14th June 2022
Nikolay Todorov 's avatar
Nikolay Todorov

Great service

5
Reliable and good service, easy to use and manage. Good. I'm happy ;) Reviewed on: 14th June 2022
Tom's avatar
Tom

Best credit card ever

5
I recently purchased V11 dyson with one year free interest excellent money saving package from PayPal credit card Reviewed on: 14th June 2022
Jayne Jeffrey's avatar
Jayne Jeffrey

easy and quick payment

5
Never had any problem with credits as its very easy , clear and simple without any delay. Reviewed on: 14th June 2022
Manpreet SIngh Bedi's avatar
Manpreet SIngh Bedi

Best credit service

5
I used the 4 months 0% interest paypal credit all the time. I am not someone who deal with interests, therefore whenever I am short of cash, this is the best option for me. I love this service, please never stop this and on rare occasions i use the offer of 12 months 0% interest. It would be awesome if the 12months 0% was available for all purchases over £99 as well. I am very happy with this service. Reviewed on: 14th June 2022
Adiilah 's avatar
Adiilah

Paypal credit, one solution for all problems

5
The best best and best always, excellent, and amazing. Invited 10 of my family And friends and all loving it❤️❤️❤️❤️ Reviewed on: 14th June 2022
Ahsan mahmood's avatar
Ahsan mahmood

Flexible for everyone.

5
Since I have my paypal credit I feel better the meaning of shopping. Reviewed on: 14th June 2022
Mohammad Aminfard's avatar
Mohammad Aminfard

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