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PayPal: PayPal Credit reviews

4.73
Based on 140,492 reviews, last reviewed 16th Jun 2026
4123600% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been really happy with PayPal Credit. I've been really happy with PayPal Credit. The thing I value most is how easy it makes budgeting. I can spread the cost of bigger purchases and the Pa... Read more Reviewed on: 16th June 2026
Jennifer H's avatar
Jennifer H

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140492)

Swift and reliable service

5
Swift and reliable transactions and good value for money Reviewed on: 24th April 2026

Find it all very easy and straight.

5
Find it all very easy and straight. Wish more people would use it. Reviewed on: 24th April 2026

Easy to use and convenient.

5
Easy to use and convenient, I’m very happy with PayPal Credit. Reviewed on: 24th April 2026

Simple to deal with.

5
Simple to deal with. Refunds handled quickly Reviewed on: 24th April 2026

Used for spreading costs and saved me money with no...

5
Used for spreading costs and saved me money with no interest charges Reviewed on: 24th April 2026

PayPal Review

5
Easy to use in the UK and abroad. Credit helps to manage my finances. Earning on the PayPal debit card is the best. Would prefer to transfer the PayPal+ points into my bank account as in the USA. Reviewed on: 24th April 2026

Made every transaction easy and secure.

5
Made every transaction easy and secure. Reviewed on: 24th April 2026

Hassle free way to purchase , and when I did have a...

5
Hassle free way to purchase , and when I did have a problem customer services resolved it straight away Reviewed on: 24th April 2026

Have used paypal to do my shopping without any issues.

5
Have used paypal to do my shopping without any issues. It’s very convenient and reliable. Reviewed on: 24th April 2026

Love paypal never have a problem

5
Love paypal never have a problem Reviewed on: 24th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review