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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181137)

I have used PayPal for many reasons and it is easy t...

5
I have used PayPal for many reasons and it is easy to use, whilst protecting your money Reviewed on: 8th June 2026

Easy service to use, fair fees and no hassle

5
Easy service to use, fair fees and no hassle Reviewed on: 8th June 2026

PayPal pay in 3 no interest is great I’ve used it a...

5
PayPal pay in 3 no interest is great I’ve used it a few times now. I just wish it was simpler to pay off individual purchases. I always pay with PayPal if there’s an option for it when purchasing online as it’s just easy. More sites that offer it the better really. Reviewed on: 8th June 2026

With you app, purchasing is very smooth

5
With you app, purchasing is very smooth Reviewed on: 8th June 2026

Readily available and really clear comms on balances...

5
Readily available and really clear comms on balances, payments and impacts Reviewed on: 8th June 2026

Amazing app

5
Been with PayPal for many years. Love it. Reviewed on: 8th June 2026

I feel so much safer using PayPal when making purcha...

5
I feel so much safer using PayPal when making purchases online as I know my account is safe. Very easy to use and customer service is always there to help when needed. I will be forever thankful to PayPal for keeping my money safe. Reviewed on: 8th June 2026

AS IT IS QUICK AND EASY TO USE.

4
AS IT IS QUICK AND EASY TO USE.IT CAN BE ACCEOTED IN MOST RETAIL PLACES. Reviewed on: 8th June 2026

Easy to use and always available.

4
Easy to use and always available. I feel confident using PayPal Reviewed on: 8th June 2026

I always found paypal very helpful regarding sending...

5
I always found paypal very helpful regarding sending and receiving payments Reviewed on: 8th June 2026

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