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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56944 reviews)

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4.91

Based on 56,944 reviews, last reviewed 7th Apr 2026

567500% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

My go-to for online shopping Honestly, PayPal’s made my life so much easier when shopping online. No digging for my card, no typing in long numbers — just a few clicks and done. P... Read more Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56944)

Easy Peasy!

I have been using PayPal for many transactions and have always wondered why I needed intermediary to spend. PayPal credit card fixed that for me! Easy to apply, ready to use…can’t wait to use in store too. Reviewed on: 13th June 2022

Excellent service

Excellent experience No hassles at all Reviewed on: 13th June 2022

A great overall option

I love PayPal. I get really anxious when buying things online because I’m always worried about being hacked but PayPal allows me to pay through them securely. As well as that I have PayPal credit which has been a great credit option; I can spend the credit it loads of shops and it has come in handy in a lot of situations. I have recommended PayPal to many people and they have all had the exact same experience. We love it! Reviewed on: 13th June 2022

Quick easy payment plan

I was impressed how easy it was to arrange a 4 payment interest purchase Reviewed on: 13th June 2022

quality service, easy to usefair credit

i use it to purchase online and spread the cost easily once you have set up direcd debit payments are taken easily, customer service is on standby if any issues arise. reccomended Reviewed on: 13th June 2022

Extremely useful and easy to use.

Been using PayPal credit for a while now and with the 4 months interest free on over £99 becomes very handy when needing to buy unexpected purchases. Reviewed on: 13th June 2022

Great deal

I am use Pal Pay credit about 1 year. I am happy with this payment system and I am already recommended to my family . Reviewed on: 13th June 2022

Best credit company on the market

Delighted to have the option of paypal with easy interest free payment options and low interest rates to allow me to purchase items i would normally not be able to purchase, Superb ! Reviewed on: 13th June 2022

Ace

Great service East to use Fast Simple Reviewed on: 13th June 2022

Perfect

Just perfect, no fees, very quick and easy access, better only if we could withdraw the amount of credit needed. Reviewed on: 13th June 2022

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