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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,025 reviews, last reviewed 7th Apr 2026
575100% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant customer service when needed. Brilliant customer service when needed. Very easy to understand and use Reviewed on: 7th April 2026
Donna M's avatar
Donna M

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57025)

Couldn't live without it.

5
I literally use PayPal for all my online purchases. Buying online puts me off if I can't use the PayPal option. Since joining PayPal it's added much more features and is just so easy to use and understand. I'm obsessed. Love love love it. Reviewed on: 14th June 2022
Carly 's avatar
Carly

Excellent

5
No problems what do ever a very good service Reviewed on: 14th June 2022
K burns's avatar
K burns

Great company

5
I have used PayPal for a few years now & would thoroughly recommend them. No complaints. Reviewed on: 14th June 2022
Susann Cooke's avatar
Susann Cooke

0% Interes for 4 moths

5
Paypal Credit send me an ofer by enail after i finish my first 4 moths 0% interest an ofer for ebay to buy anything again with 0% interest with was amaizing Reviewed on: 14th June 2022
Mihai Bitca's avatar
Mihai Bitca

Great service

5
Fluid no problems great service highly recommend Paypal. Reviewed on: 14th June 2022
Thomas Kennedy's avatar
Thomas Kennedy

PayPal Credit

4
Recommended. Easy to use, and check statements. Reviewed on: 14th June 2022
John Thurston's avatar
John Thurston

Easy, secure and transparent service. They're a classy act!

5
Does what it says on the tin! No hidden Costs, transparent, easy to use with very little stress. Really love PayPal, very rare to use a company and/or service for a sustained period of time and NEVER have a problem! Truly has been a stress free ride with these guys. Much needed theseday'ss. I also feel they don't over bombard you with marketing, just the odd email to join a promotion or something. Which FYI, I entered a few prize draws, have won three different occasions, so they aren't faking the competitions/promotions either. Classy act. Oh and also it feels super secure and safe. Thanks for a top notch service ☺️ Reviewed on: 14th June 2022
Gem's avatar
Gem

Great experience

5
Since onboarding, about 6 months ago, the experience with Paypal has been wow !!!… Reviewed on: 14th June 2022
Abayomi S. Adelopo's avatar
Abayomi S. Adelopo

Excellent

5
Everything about PayPal is great Reviewed on: 14th June 2022
Moses Aryee's avatar
Moses Aryee

Outstanding

5
Best service I've ever used, customers service very helpful and never had any issues Reviewed on: 14th June 2022
Daniel Drazek's avatar
Daniel Drazek

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