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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Trustworthy and reliable

Been using paypal since 2006 and they have sorted every problem and issue and given me credit when I most needed it.would totally recommend as they are the most trustworthy out there. Reviewed on: 8th June 2026

Excellent as always, never had any problem since I h...

Excellent as always, never had any problem since I had account Reviewed on: 8th June 2026

Simple way to "buy now, pay later"

Seem less to use and allows me to continue to earn interest on savings while slowly paying off purchases interest-free. Probably helps make some borderline purchases seem more attractive, which can be a benefit depending on your point of view! Reviewed on: 8th June 2026

Paypal credit say yes

Paypal credit was easy to apply for a couple of questions and then you get an answer Really simple to pay and even create a direct debit for Reviewed on: 8th June 2026

Love paypala buy now pay later option.

Love paypala buy now pay later option. Reviewed on: 8th June 2026

Love the new points system.

Love the new points system. This encourages me using paypal more instead of my credit card Reviewed on: 8th June 2026

Easy to use and reliable service

I've been using PayPal Credit for some time now and have found it to be a convenient and flexible way to spread the cost of purchases. The application process was straightforward, payments are easy to manage, and the online account provides a clear overview of balances and transactions. The promotional interest-free periods can be particularly useful when making larger purchases, helping to manage cash flow without immediate pressure. Overall, I've found the service reliable and simple to use, and it has been a helpful payment option when needed. A positive experience overall. Reviewed on: 8th June 2026

Paypal credit has made it easy to budget and manage...

Paypal credit has made it easy to budget and manage large purchases . Its always my go to option credit payment I choose. Reviewed on: 8th June 2026

Safety and security

All my personal experiences with PayPal have been positive, what I like is the fact that I don’t have to give out my credit card details which gives me a feeling of security. If PayPal is a choice to pay for anything that is my number one choice. Reviewed on: 8th June 2026

Great service

Great for using to spread payment on expensive items Reviewed on: 8th June 2026

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