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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 122,108 reviews, last reviewed 8th Jun 2026
3288000% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service excellent customer service Great service excellent customer service Reviewed on: 8th June 2026
Bernadette O's avatar
Bernadette O

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (122108)

Charges of payment

3
Charges are too high when you aying regularly Reviewed on: 14th April 2026
Megi's avatar
Megi

Online payments made easy

4
Paypal allows for budgeting and spreading of payments which makes life a lot easier. I tend to search for the ability to pay by Paypal with my online purchases. Reviewed on: 14th April 2026
Maria Kapari's avatar
Maria Kapari

Easy to use great online all in person absolutely am...

5
Easy to use great online all in person absolutely amazing Reviewed on: 14th April 2026
Aharon i's avatar
Aharon i

So easy!

5
Love the app, makes everything so easy, very intuitive Reviewed on: 14th April 2026
Annie M's avatar
Annie M

Helpful and excellent

5
Helps with payments installments Reviewed on: 14th April 2026
Bev Shield's avatar
Bev Shield

Great experience.

5
I have had a good experience with paypal always polite Reviewed on: 14th April 2026
Adele a's avatar
Adele a

Great! Love it!

5
Great!! Really useful and I love having the extra option if I need to spread the cost out. Reviewed on: 14th April 2026
Alia's avatar
Alia

I highly rate Paypal always have.

4
I highly rate Paypal always have. I was the victim of a false sale/site that I had used PayPal credit as payment, It was reimbursed to me so very happy however I have marked down 1 score because I found it impossible to speak with an adviser or actual person. Every contact number took me to an automated line which I found useless and unhelpful. This was magnified probably because I was panicking about the lose of money at the time. But as I say I followed the online instructions and was reimbursed I just wished at the time I could talk or vent and in return gain some comfort from a conversation with someone. Reviewed on: 14th April 2026
Daniel J's avatar
Daniel J

Helped me out when I needed emergency credit

5
Helped me out when I needed emergency credit Reviewed on: 14th April 2026
Dave's avatar
Dave

Simply the best

5
Never any problems so easy to use Reviewed on: 14th April 2026
Michelle s's avatar
Michelle s

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